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How to use the Community Reinvestment Act (CRA) to Increase Capital and Investments in Under Resourced Communities.

November 8, 2021 , 1:00 pm EST 3:00 pm EST

Banks are critical community partners and can be a catalyst for change. This session will explore how you can utilize the Community Reinvestment Act (CRA) to increase investments in your community. You will leave this interactive session empowered with information that will help you build a better financial future for Detroit’s under resourced communities.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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