Home Mortgage Lending During the Pandemic Webinar

Online Event Archive Recorded Wednesday, January 26 2022

During the pandemic, relief efforts led to historically low interest rates. NCRC just published a new report on mortgage lending data from 2020, and who reaped the benefits of historically low rates.

Hear from the authors of the report, and dig into where mortgage capital flowed as the pandemic was ravaging the economy.


Plus see how new HMDA (Home Mortgage Disclosure Act) data from the CFPB will allow us to look at home mortgage lending in new ways moving forward.

Speakers include:

  • Jamie Buell, Racial Economic Equity Coordinator, NCRC
  • Joshua Devine, Director of Racial Economic Equity, NCRC
  • Jason Richardson, Director of Research and Evaluation, NCRC
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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: