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Louisville Business First: Here are the Louisville Bank Branches that Closed in the Second Quarter

Louisville Business First, July 14, 2021, Here are the Louisville Bank Branches that Closed in the Second Quarter

Since the beginning of the year, nine branches in the Louisville metropolitan statistical area have closed.

U.S. Bank plans to close its branch located within Churchill Downs at 700 Central Ave.

According to a report by the National Community Reinvestment Coalition, from 2017 to 2020, banks closed 4,407 branches.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: