Our Homeownership Moonshot: Building 20 Million Homes By 2030

Just Economy Conference – May 12, 2021


The widening chasm between incomes and affordable homeownership has its roots in the single biggest problem affecting owned homes — a lack of affordable inventory.  The problem has gotten so severe that only an effort on the scale of this country’s rebuilding after WW2 will meet the need.  We can do this and we’ll explore how in this session. We will discuss President Biden’s infrastructure plan and cite other legislative issues that may be relevant, such as the NSP-2 revival in two pieces of recent legislation.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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