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Public Source: Pittsburgh’s racial homeownership gap grows. What can be done to fix it?

Public Source, April 18, 2022, Pittsburgh’s racial homeownership gap grows. What can be done to fix it?

The National Community Reinvestment Coalition [NCRC] has published several reports highlighting the long-lasting impacts of redlining and housing discriminatory practices, including how the COVID-19 pandemic has worsened racial disparities in homeownership.

“There are statistically significant associations between greater redlining and pre-existing conditions for heightened risk of morbidity in COVID-19 patients like asthma, COPD, diabetes, hypertension, high cholesterol, kidney disease, obesity and stroke,” according to the NCRC report.

In early March, NCRC published an article on CRA reforms, stressing the importance of using more robust data to rate equity efforts by banks and to identify community needs.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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