The American prospect: The Reinvestment Movement vs. the Bankers

The American prospect, September 22, 2022, The Reinvestment Movement vs. the Bankers

In 1990, local and state organizations that promote housing, community economic development, and banking services came together to form the National Community Reinvestment Coalition (NCRC), which now has more than 600 affiliates. NCRC provides national clout and expertise to monitor regulatory agencies, work with Congress and the administration, and negotiate commitments from banks.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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