The New New Thing: Cryptocurrency, Blockchain, and Decentralized Finance

Just Economy Conference – May 10, 2021


Blockchain technology is one of the major disruptors in financial services. By decentralizing information in secure locations, using networks that can continuously validate data, blockchains can reduce operational costs and improve on many aspects of record keeping. Join this panel to learn from a regulator, a policymaker and a CEO on how these tools may create opportunities to advance financial inclusion. To facilitate a broad discussion, the panelists will explain some of the foundational facts about digital currency, blockchain, decentralized finance and distributed ledgers. Hear how blockchain can overcome problems that have kept some people on the sideline. The panel will also consider the challenges and opportunities of Central Bank Digital Currencies.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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