WPTV: Florida’s minority businesses could have benefited from race question for PPP loans, experts say

WPTV, August 28, 2020: Florida’s minority businesses could have benefited from race question for PPP loans, experts say

When it comes to federal Paycheck Protection Program loans, no one knows for sure how many of Florida’s minority-owned businesses received them.

The limited data available suggests a disparity, but experts believe researchers would have a better idea if officials had asked a simple question: “What’s your race?”

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: