The Federal Reserve Bank of San Francisco says banks can get extra credit for making loans that help communities adapt to climate change and prepare for future natural disasters.

Rising concerns about housing affordability, racial inequality and climate change are causing cities nationwide to re-examine their attachment to the detached house.

Around the world, smart cities are using behavioural insights and nudges to make public services work better for citizens — and foster greater government innovation.

It had been seven years since Black Monday—when Youngstown Sheet & Tube announced it was closing its largest factory, costing 5,000 people their jobs and setting off a chain of plant shutdowns that sent the city’s population into free fall. Youngstown could no longer fill its schools, so one would have to close.

It’s time for a little less focus on the 2020 candidates’ precise views on reparations — a frequent subject of social media chatter and reporters’ questions — and a little more focus on other ways to reduce the nation’s unconscionable racial wealth gap.

In major cities across the United States, life expectancy can differ between 20 to 30 years depending on what neighborhood you live in, and the gap is widest in cities with extreme racial segregation, a recent study found.

President Donald Trump’s Tax Cuts and Jobs Act has made it substantially cheaper to back either real estate projects or operating businesses in one of 8,764 low-income, high-poverty census tracts across the country that have been designated “Opportunity Zones.”

A simple measure of societal progress is: “Will the next generation be better off than the current one.” Right now, we seem to be going backwards on that metric.

Housing is one area of American life where government really is the problem. The United States is suffering from an acute shortage of affordable places to live, particularly in the urban areas where economic opportunity increasingly is concentrated.

The true “extremists” in American politics are those who insist that our economic system is working just fine.