In anticipation of the reform proposals to the Community Reinvestment Act (CRA) expected this week, I am continuing the review of performance measures on CRA exams. The most recent blog looked at performance measures on the lending test. This one will scrutinize performance measures on the investment and service test.
How to Evaluate Community Development Financing and Services Under CRA Read More »
With the holiday shopping season going into overdrive, it is important to pay tribute to Native Americans. Now when we say to pay tribute, we literally mean pay, with money, by making purchases from Native American small businesses.
How to Pay Tribute to the Nation’s Native American Heritage Read More »
As we get closer to proposed changes to the Community Reinvestment Act (CRA), a sober assessment of the effectiveness of various parts of CRA exams will help us react to the proposed changes.
Do CRA Exams Measure Retail Lending Well? Read More »
As we celebrate and recognize Native American Heritage Month this November, it is vital to acknowledge their growing population, socio-economic challenges and advancements in comparison to other ethnic groups.
The Economic Reality of Native Americans and the Need for Immediate Repair Read More »
While it is clear the racial wealth divide grows sharply with age, there is very little understanding of retirement security best practices for low-wealth seniors.
Poor Old People: The Graying of Racial and Gender Wealth Inequality Read More »
Boldly called “The Future of the Community Reinvestment Act,” the publication has a series of articles examining retail lending, community development financing and branching of banks.
While there has been a growing widespread discussion concerning economic inequality at the national level, there has been less focus on best practices to address it on the local level.
Moving Communities Out of Racialized Asset Poverty Read More »
The CRASF membership works with financial institutions, state and local organizations as well as government to provide Community Reinvestment Act training and assistance, community advocacy, affordable housing, small business training and loan acquisition assistance.
From “Just a Job” to Executive Director Read More »
There have been multiple research reports recently that focused on the importance of lending for small businesses and provided a catalyst for further discussion.
Recent Research Shed Light on Minority Discouragement in Bank Small Business Lending Read More »
John Taylor, President and Founder of the National Community Reinvestment Coalition, testified today at the Consumer Finance Protection Bureau’s (CFPB) Symposium: Section 1071 of the Dodd-Frank Act.
NCRC President, Founder John Taylor Testifies at CFPB on Small Business Data Read More »
Operations Coordinator estevens@ncrc.org 202-628-8866 Emma Stevens is the Operations Coordinator at NCRC. Her responsibilities include managing inventory and serving as a back-up to other special assistants and departments. She has extensive administrative experience through her prior employment as an office assistant at both the Accessibility Resource Center and the Maxwell Museum of Anthropology at her university. Emma completed an
Though the debate regarding the future of the CRA is with the federal regulators, we should not, and cannot, forget the role of our local communities and local governments, as they have the most to lose from potential changes to this vital law.
Local Resolutions: One Tool in Supporting Appropriate CRA Reform Read More »
Lending and investments would total $7.75 billion over the 2020 to 2023 period and align with the combined retail branch footprint in Arizona, California, Colorado, Florida, Hawaii, Kansas, Nebraska, Nevada and Texas.
Becoming a Community Development Financial Institution (CDFI) has allowed the Louisville Housing Opportunities and Micro-Enterprise Community Development Loan Fund, Inc. (LHOME), a NCRC member organization, to provide affordable housing and facilitate small business startups in low- to moderate-income (LMI) areas of the city.
NCRC’s Community Benefits Agreement Is Helping LHOME Bring Fair Lending to Louisville Read More »
In this Q&A, SHA Director of Public Policy Veronica Beaty discusses the importance of affordable housing and the organization’s recent policy objectives.
Member Spotlight: Sacramento Housing Alliance Read More »
