Download Infographic Introduction The United States has more immigrants than any country in the world. In 2018, approximately 44.7 million immigrants lived in the United States, accounting for 13.7% of the country’s population. Although immigration has always played a key role in the history and the making of the United States, from the colonial era …
Racial Wealth Snapshot: Immigration and the Racial Wealth Divide Read More »
Online Event Archive Recorded Thursday, September 10, 2020 The COVID-19 pandemic has highlighted the increasing importance of technology as a means of social connection, personal empowerment, commerce and financial management. For older generations who are considered an at risk population for COVID-19, the need to shift their financial management systems online is critical. During …
Just Economy Session – Older Adults, Banking and Financial Management During COVID-19 Read More »
Instructions for use: This is an interactive report. Please use the tiles at the top to page forward. Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722
Instructions for use: This is an interactive report. Please use the tiles at the top to page forward. Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722
Instructions for use: This is an interactive report. Please use the tiles at the top to page forward. Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722
The agencies should not undermine the effectiveness of CRA by designing new exams that do not effectively hold banks accountable for meeting credit needs of local communities.
Online Event Archive Recorded September 9, 2020 As the fight for racial justice finally gains more national attention, a deeper conversation is needed around the implementation of reparations for Black Americans to truly address the growing racial wealth gap. Public policy built the divide, and public policy must be carefully implemented to close it. …
(Download) Thank you for the opportunity to comment on the Consumer Financial Protection Bureau’s (CFPB’s) qualified mortgage (QM) proposed rule. Given CFPB’s decision to end the GSE patch, we believe that a price-based approach is an appropriate and effective method to determine QM status. However, additional safeguards are necessary to ensure that the final rule …
A new study compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.
Project Director, DC Women’s Business Center hsheppard@dcwbc.org 202.524.4874 Heidi Sheppard has extensive experience working to support economic development efforts ranging from entrepreneurial assistance to manufacturing communities to technology transfer. She served on the Partnership Team at the National Institute of Standards and Technology’s Manufacturing Extension Partnership (MEP) developing strategic partnerships with other federal agencies …
September 3rd, 2020 National Community Reinvestment Coalition 740 15th St. NW Washington, DC 20005 Brian Brooks Acting Comptroller of the Currency 400 7th St SW Washington, DC 20219 Re: Comments on Proposal “National Banks and Federal Savings Associations as Lenders” Docket ID: OCC-2020-0026 RIN 1557-AE97 Honorable Acting Comptroller Brooks: The undersigned respectfully submit this comment …
National Banks and Federal Savings Associations as Lenders Comment Sign-On Letter Read More »
September 3rd, 2020 The National Community Reinvestment Coalition 740 15th St. NW Washington, DC 20005 Brian Brooks Acting Comptroller of the Currency 400 7th St SW Washington, DC 20219 Re: Comments on Proposal “National Banks and Federal Savings Associations as Lenders” Docket ID: OCC-2020-0026 RIN 1557-AE97 Dear Mr. Brooks: We strongly oppose the Office of …
NCRC Opposes National Banks and Federal Savings Associations as Lenders Read More »
Comment to the Federal Housing Finance Agency on Enterprise Regulatory Capital Framework Thank you for the opportunity to comment on the Federal Housing Finance Agency’s (FHFA’s) re-proposed rule on capital requirements for Fannie Mae and Freddie Mac (the governmentsponsored enterprises, or GSEs). In our view, the proposed rule erroneously treats the GSEs as banks and …
Disaster preparation For Practitioners Plans, Policies and Steps to Prepare for Disaster and Navigate Through the Aftermath Practitioner’s Guide This guide outlines key steps that nonprofit practitioners should take to prepare their families and help clients mitigate damage and avoid stress. When a nonprofit agency is preparing its operations and staff for a disaster, it …
The Color of Law: A Forgotten History of How our Government Segregated America. Online Event Archive Recorded June 9, 2020 https://www.youtube.com/watch?v=gaCHI7jYW-o Systemic racism segregated Black communities from White and, starting at least in the 1930s, defined where banks would lend money – and where they wouldn’t. The long-term consequences of what became known as “redlining” …
