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Initial NCRC Analysis of OCC Proposal to Establish Thresholds for its New CRA Measures

The OCC has proposed yet another data collection effort to develop thresholds for its flawed 2020 Community Reinvestment Act final rule. This is another tacit admission by the OCC that  all along it has lacked the data and factual basis for developing its flawed revisions to CRA examination performance measures. Instead of creating more consistency …

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Newark NJ – Fair Lending Report 2020

Instructions for use: This is an interactive report. Please use the tiles at the top to page forward.      Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722

Philadelphia – Fair Lending Report 2020

Instructions for use: This is an interactive report. Please use the tiles at the top to page forward.      Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722

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Hispanic Mortgage Lending 2019 Analysis

The report revealed dramatic differences in the costs and lending patterns for different subgroups of Hispanic borrowers, such as Cuban, Mexican and Puerto Rican borrowers. It also found that most Latino borrowers get their mortgages from non-bank mortgage companies and not from banks

COVID-19 Small Business Resource

COVID-19 Small Business Resource The coronavirus has quickly spread into a global pandemic. Governments have taken drastic measures to encourage social distancing. Along with anxieties about contracting and spreading disease, millions of people who were already struggling or living paycheck-to-paycheck face new uncertainties about their financial security. Many organizations and governments have responded with resources …

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Study: After the coronavirus shutdowns, employment levels rebounded completely for White entrepreneurs in North Carolina, but not for Black ones

Although active employment rates in North Carolina’s small businesses dropped broadly during the first six months of the COVID-19 pandemic, by the end of August the rate had returned to pre-COVID levels for White entrepreneurs, but was still down by 62% for Black business owners, a new study shows. The study, from the National Community …

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Just Economy Session – Redlining and Neighborhood Health

Online Event Archive Recorded Tuesday, October 20, 2020 As you know, historic redlining continues to negatively impact low-income and minority communities today. How does that legacy of structural racism impact population health and COVID-19 vulnerability?   We dig into the major findings and examine how redlining plays out at the local level in Rochester and …

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NCRC Comment Letter on the FHFA’s 2021 Affordable Housing Goals Proposed Rule

(Download) October 13, 2020 Alfred M. Pollard, General Counsel, Attention: Comments/ RIN 2590–AB04 Federal Housing Finance Agency, Eighth Floor 400 Seventh Street, S.W. Washington, D.C. 20219 Dear Mr. Pollard: The National Community Reinvestment Coalition (NCRC) thanks you for the opportunity to publicly comment on the Federal Housing Finance Agency’s (FHFA) proposal to extend the 2018-2020 …

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Racial and Ethnic Representation and Investment Framework

RERI

Racial and Ethnic Representationand Investment Framework  A Research Report and Recommendationsfor Beneficial State Foundation — OVERVIEW Key steps to improve a bank’s racial and ethnic demographics within their internal workforce, and methods to improve a commitment to diversity, equity and inclusion. — Key Takeaways Although African Americans comprise over 13% of the national population, and …

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Event Archive: Invest in Health and Wealth: Stabilizing Underserved Communities While Fighting a Pandemic

Invest in Health and Wealth: Stabilizing Underserved Communities While Fighting a Pandemic October 13-15 • 9:00 AM-11:30 AM (ET) Health & Wealth This three-day virtual event (Tuesday, October 13 through Thursday, October 15 from 9:00 AM-11:30 AM each day) will bring together community leaders, financial institutions, health care leaders, advocacy groups and public officials to …

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NCRC comments on DOJ merger review guidelines

(Download) October 16, 2020 To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to comment on the Department of Justice’s (DOJ’s) merger review analysis. NCRC is an association of community-based organizations whose mission is to increase access to credit and capital in traditionally underserved communities. Our members are actively involved …

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Systemic Problems Call For Systemic Solutions: California Needs the Right Policy Tools To Address Historic Racism

Kelsey Lyles, Health Equity Policy Lead, The Greenlining Institute Kelsey Lyles Program Manager, Health Equity, The Greenlining Institute As Health Equity Program Manager, Kelsey Lyles leads the Health Equity team’s workforce equity and inclusion advocacy efforts. Growing up in Chicago, she felt a strong commitment to social justice at a young age. Kelsey has extensive …

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Just Economy Session – Mayors for a Guaranteed Income

Online Event Archive Recorded Tuesday, September 29, 2020 – The federal response to the COVID-19 pandemic has brought renewed national attention to the idea of a guaranteed income as a potential game-changing approach to tackle the nation’s deep economic inequality.   Building on the promising results of the Stockton Economic Empowerment Demonstration, Mayor Michael Tubbs …

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