Research

Posts about NCRC research.

Opportunity Zones 2.0: What You Need to Know and How to Act Now

Opportunity Zones 2.0: What You Need to Know and How to Act Now April 2026 Opportunity Zones 2.0: What You Need to Know and How to Act Now April 2026 P What Are Opportunity Zones 2.0? Opportunity Zones 2.0 (OZ 2.0) is an updated federal investment incentive program created under the 2025 One Big Beautiful […]

Opportunity Zones 2.0: What You Need to Know and How to Act Now Read More »

Another Disappointing Jobs Report Highlights Ongoing Labor Market Weaknesses: March 2026′s Race, Jobs and the Economy

In last month’s edition of the Race, Jobs and the Economy series, we explored whether the 6-figure job gains seen in January were either a sign that the labor market was about to experience a turnaround or simply a fluke. It seems the latest Bureau of Labor Statistics (BLS) jobs report provides an answer. The

Another Disappointing Jobs Report Highlights Ongoing Labor Market Weaknesses: March 2026′s Race, Jobs and the Economy Read More »

When Housing Was For Everyone: How Owning Went From a Rite of Passage to a Right of the Rich

In 1955, a homebuilder called Foster Associates took out an ad in the Tampa Tribune for a new development called Manhattan Manor. Three bedroom homes starting at $10,250, with veterans able to move in for $150 down and monthly payments as low as $60. Adjusted for inflation, that is about $120,000 in today’s dollars. Tampa

When Housing Was For Everyone: How Owning Went From a Rite of Passage to a Right of the Rich Read More »

Does gentrification push people out? The answer depends on how it is measured

Gentrification is one of those hot-button topics where people can look at the same city and see opposite truths. Some see disinvested neighborhoods finally getting access to grocery stores, improvements in public transit and safer neighborhoods while others see decreased affordability, the loss of cultural identity and the exit of longtime residents – often people

Does gentrification push people out? The answer depends on how it is measured Read More »

Is an Economic Turnaround on the Horizon? February’s Race, Jobs and the Economy Recap

It’s hard to overstate how much of a surprise the Bureau of Labor Statistics’ January jobs report was with 130,000 jobs being added and an unemployment rate that declined a tenth of a percent to 4.3%. This was the first jobs report that resoundingly exceeded consensus expectations since 2024. The diffusion rate – a measure

Is an Economic Turnaround on the Horizon? February’s Race, Jobs and the Economy Recap Read More »

The Local Costs of the AI Boom: Ensuring Data Centers Deliver Community Benefits In The Midst of Hypergrowth

In December of last year, Senator Bernie Sanders called for a national moratorium on the construction of data centers “that are powering the unregulated sprint to develop & deploy AI.” Sanders’ stand follows bipartisan backlash resisting proposals to construct data centers in communities across the country. Recent reporting from Data Center Watch shows an estimated

The Local Costs of the AI Boom: Ensuring Data Centers Deliver Community Benefits In The Midst of Hypergrowth Read More »

In a New Year, Old Uncertainties Remain: January 2026’s Race, Jobs and the Economy Recap

2025 was a year of slowing job gains, a bifurcated consumer economy and trade war uncertainties. These negative trends will likely continue and intensify in 2026. The last jobs report for the year produced by the Bureau of Labor Statistics only further confirms the anemic nature of the jobs market. The economy added a modest

In a New Year, Old Uncertainties Remain: January 2026’s Race, Jobs and the Economy Recap Read More »

Mortgage Market Report Series – Part 7: Investor Lending Analysis

2025 NCRC Mortgage Market Series PART 7: Investor Lending Analysis This report tracks investor lending for second homes and rentals—showing volatility, concentration in Florida/vacation markets, and large demographic gaps. January 2026 PART 7: Investor Lending Analysis This report tracks investor lending for second homes and rentals—showing volatility, concentration in Florida/vacation markets, and large demographic gaps.

Mortgage Market Report Series – Part 7: Investor Lending Analysis Read More »

Bank Branch Closures Slow, But Shifting Demographics Cloud the Picture

After years of accelerating bank branch closures that doubled during the COVID-19 pandemic, America’s bank branch network appears to be approaching a new historic low despite a slowing rate of closures. The most recent data shows that 584 net branch closures occurred between 2024 and 2025. This is a dramatic slowdown from the 200 net

Bank Branch Closures Slow, But Shifting Demographics Cloud the Picture Read More »

Scroll to Top