This study examines how neighborhoods were evaluated for lending risk by the HOLC, and compares their recent social and economic conditions with city-level measures of segregation and economic inequality
A new report, produced in collaboration with NCRC, examined mortgages in low- and moderate-income neighborhoods in California. Many went to wealthy borrowers.
Overall, black entrepreneurs seeking small business loans faced more scrutiny compared to their equal or less creditworthy white counterparts.
NCRC examined the varying levels of CD finance by banks with different CD test ratings, concluding that there is a significantly larger level of CD finance by banks with “Outstanding” ratings than banks with ratings of “Satisfactory” and “Needs to Improve.”
Bank Branch Closures from 2008-2016: Unequal Impact in America’s Heartland(Download PDF) Web-based map tool: http://maps.ncrc.org/bankdeserts/index.html
Table of Contents Who We Are Investing in a Just Economy Invest Local Invest Forward Invest Fair Invest Period Who We Are Investing in a Just Economy Invest Local Invest Forward Invest Fair Invest Period 2017 Policy Agenda – Full version (Download PDF) Policy Fact Sheets Invest Local Defend CRA From Efforts to Weaken It […]
How CRA Can Promote Integration and Prevent Displacement in Gentrifying Neighborhoods(Download PDF)
Home Mortgage Lending in St. Louis, Milwaukee, Minneapolis, and Surrounding Areas (Download PDF)
The Community Reinvestment Act: Vital for Neighborhoods, the Country, and the Economy(Download PDF)