Research

Posts about NCRC research.

Racial Wealth Snapshot: African Americans and the Racial Wealth Divide

By / February 21, 2020 / Research

Defining African American Though a term that has personal meanings and different connotations for many, “African American” is defined by the U.S. Census as “a person having origins in any of the Black racial groups of Africa,” and used synonymously with the simple term “Black.” These African roots can be found in an array of origins and …

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Proposed Changes to CRA Puts Billions in Lending at Risk Each Year

By / February 13, 2020 / Research

Nearly $3 trillion in home and small business loans from banks went to low- and moderate-income (LMI) borrowers and communities over the last decade. Proposed changes to the Community Reinvestment Act (CRA), which requires banks to make loans in all of the communities where they take deposits, including poor ones, could significantly decrease this lending, …

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