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Zipporah Yisrael

The Washington Post: See how many all-cash buyers snagged houses in your neighborhood

The Washington Post, February 9, 2023, See How Many All-Cash Buyers Snagged Houses in Your Neighborhood Rising interest rates, soaring home prices and decreasing inventory aren’t the only things making it difficult to buy a home these days. Last year, nearly a third of U.S. homes were purchased with cash,according to data provided by the […]

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Consumer Financial Protection Bureau: CFPB Issues Guidance to Protect Mortgage Borrowers from Pay-to-Play Digital Comparison-Shopping Platforms

Consumer Financial Protection Bureau, February 7, 2023, CFPB Issues Guidance to Protect Mortgage Borrowers from Pay-to-Play Digital Comparison-Shopping Platforms Today, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to protect Americans from double dealing on digital mortgage comparison-shopping platforms. Companies operating these digital platforms appear to shoppers as if they provide objective lender

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American Banker: CFPB redlining lawsuit against nonbank mortgage lender gets dismissed

American Banker, February 6, 2023, CFPB redlining lawsuit against nonbank mortgage lender gets dismissed A federal judge has dismissed a redlining lawsuit filed by the Consumer Financial Protection Bureau against a Chicago mortgage lender, rejecting the bureau’s argument that a key anti-discrimination law protects prospective borrowers. On Friday, Judge Franklin U. Valderrama of the U.S.

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Insider Mortgage Finance: CFPB in Legal Limbo as Supreme Court Ponders Taking Case

Insider Mortgage Finance, February 21, 2023, CFPB in Legal Limbo as Supreme Court Ponders Taking Case The Supreme Court justices met in private last week to consider whether to take a case involving the CFPB’s funding structure and other authorities. A decision on the case will have major ramifications for the agency.

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AP news: TD Bank Announces Community Benefits Plan to Build on Longstanding Engagement with Underserved Individuals and Businesses

AP news, February 15, 2023, TD Bank Announces Community Benefits Plan to Build on Longstanding Engagement with Underserved Individuals and Businesses TD Bank announced a five-year Community Benefits Plan (CBP), developed in coordination with the National Community Reinvestment Coalition (NCRC). The CBP will provide an estimated $50 billion of impact to local communities. This plan

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Mashable: How to find and support Black-owned businesses — and why it’s important

Mashable, February 18, 2023, How to find and support Black-owned businesses — and why it’s important A 2016 Survey of Consumer Finances from the Federal Reserve showed that Black families have only 10 cents for every dollar held by typical white families, and one 2017 study concluded that (of the sample size that participated) 56 percent of Black Americans

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WebMD: Advocates Decry ‘Environmental Apartheid’ in Port Cities

WebMD, February 16, 2023, Advocates Decry ‘Environmental Apartheid’ in Port Cities In the 1930s, the Home Owners’ Loan Corporation (HOLC) sketched Los Angeles. Under President Franklin Delano Roosevelt’s New Deal, the HOLC was responsible for helping Americans, crippled by the Great Depression, refinance their mortgages. To guide its investments, the HOLC took markers to maps,

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M Live: Rap with Muskegon area leaders about concerns, dreams, ideas at Saturday event

M Live, February 16, 2023, Rap with Muskegon area leaders about concerns, dreams, ideas at Saturday event “Rap w/ Ya Rep,” described as a “community vision board party,” will be Saturday, Feb. 18, near downtown Muskegon. It’s hosted by 3N1Community, which is affiliated with the grassroots organization Thredz, in concert with other local groups. In

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Journal Review: Slow march towards something better, we hope

Journal Review, February 12, 2023, Slow march towards something better, we hope By the 90s, many of us had to read “A Raisin the Sun” for high school English and it was the first we learned of covenants, codes and redlining policies, but many Americans didn’t have to read about it. They lived it. All

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The Denver Post: Why does DPS have too many schools? Enrollment decline was years in the making and district saw it coming

The Denver Post, February 12, 2023, Why does DPS have too many schools? Enrollment decline was years in the making and district saw it coming Soaring rents and home prices exacerbated the problem in northwest Denver so not only were fewer families with children moving into the Northside but they also were getting pushed out.

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Journal Review: Slow march towards something better, we hope

Journal Review, February 10, 2023, Slow March Towards Something Better, We Hope By the 90s, many of us had to read “A Raisin the Sun” for high school English and it was the first we learned of covenants, codes and redlining policies, but many Americans didn’t have to read about it. They lived it. All

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CNBC: Communities Struggling with Banking Access Give Banks on Wheels a Spin

CNBC, February 8, 2023, Communities Struggling with Banking Access Give Banks on Wheels a Spin Nearly 10% of all U.S. bank branches shut down between 2017 and 2021 – one-third of those closures were in majority-minority and low- to moderate-income neighborhoods, according to a report from the National Community Reinvestment Coalition. When the pandemic began in March

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The Baltimore Banner: Report: ‘Creeping segregation’ in Columbia, originally envisioned as model of racial integration

The Baltimore Banner, February 7, 2023, Report: ‘Creeping segregation’ in Columbia, originally envisioned as model of racial integration Columbia, envisioned as a model for racial and socioeconomic integration when it was founded more than 50 years ago, is experiencing “creeping segregation” and a shortage of affordable housing, according to a new study. The report, published

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The Washington Post: White people have flocked back to city centers — and transformed them

The Washington Post, February 6, 2023, White people have flocked back to city centers — and transformed them According to a 2019 study published by the National Community Reinvestment Coalition, Denver has seen more displacement of its Hispanic residents, on average, than any other major U.S. city. As Denver it has grown more populous and

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