Bankers / Community Collaborative Council and Mortgage Finance / Community Council

NCRC’s Banker/Community Collaborative Council and Mortgage Finance Community Council consist of representatives from the nation’s top banks and lenders plus representatives from community groups who work to explore ideas and projects where nonprofits and the financial sector can work together.

These Councils enable community leaders to hear about the challenges and opportunities facing the future of community investment directly from the financial services community.  Likewise, financial experts engage with community lenders around issues of critical importance.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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