Jason Richardson, Author at NCRC

Mortgage Market Report Series – Part 7: Investor Lending Analysis

By Jason Richardson / January 16, 2026 / Research / 22 minutes of reading

2025 NCRC Mortgage Market Series PART 7: Investor Lending Analysis This report tracks investor lending for second homes and rentals—showing volatility, concentration in Florida/vacation markets, and large demographic gaps. January 2026 PART 7: Investor Lending Analysis This report tracks investor lending for second homes and rentals—showing volatility, concentration in Florida/vacation markets, and large demographic gaps. […]

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NCRC and Rise Economy Announce $2.5 Billion Expansion of Columbia Bank’s Community Benefits Agreement to Support California Communities

By NCRC / December 18, 2025 / Press Releases / 2 minutes of reading

Columbia Bank’s expanded Community Benefits Agreement commits a further $2.5 billion to California communities.

NCRC and Rise Economy Announce $2.5 Billion Expansion of Columbia Bank’s Community Benefits Agreement to Support California Communities Read More »

Mortgage Market Report Series – Part 6: How Major Builders Serve Their Communities

By Jason Richardson / December 12, 2025 / Research / 35 minutes of reading

2025 NCRC Mortgage Market Series PART 6: How Major Builders Serve Their Communities Spotlight on top performers delivering real community access—and others whose practices reinforce barriers to homeownership PART 6: How Major Builders Serve Their Communities Spotlight on top performers delivering real community access—and others whose practices reinforce barriers to homeownership Series Introduction Part 6

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NCRC Statement: OCC Cryptocurrency Charters Create “Banks In Name Only” That Will Prey Upon Consumers, Damage Economy

By NCRC / December 12, 2025 / Press Releases / 2 minutes of reading

The OCC’s new crypto charters for Circle and other stablecoin firms are “a bad idea that will inevitably do material harm to hardworking families.”

NCRC Statement: OCC Cryptocurrency Charters Create “Banks In Name Only” That Will Prey Upon Consumers, Damage Economy Read More »

Van Tol: If President Trump Won’t Enforce Fair Lending Laws, Nonprofits Will

By Jesse Van Tol / December 8, 2025 / Views / 4 minutes of reading

With President Trump walking away from fair lending enforcement, it’s more important than ever to report fair lending violations.

Van Tol: If President Trump Won’t Enforce Fair Lending Laws, Nonprofits Will Read More »

New Lawsuit Challenges Russell Vought’s Attempt to Starve the Consumer Financial Protection Bureau of Funding

By NCRC / December 6, 2025 / Press Releases / 3 minutes of reading

The National Community Reinvestment Coalition, Rise Economy and the Woodstock Institute are suing the Trump administration to protect the CFPB.

New Lawsuit Challenges Russell Vought’s Attempt to Starve the Consumer Financial Protection Bureau of Funding Read More »

NCRC Statement: Weakening the Equal Credit Opportunity Act (ECOA) Breaks America’s Promises and Harms Its People

By NCRC / November 12, 2025 / Press Releases / 2 minutes of reading

A new proposal from the Trump administration weakening the Equal Credit Opportunity Act (ECOA) is an outright assault on civil rights in lending.

NCRC Statement: Weakening the Equal Credit Opportunity Act (ECOA) Breaks America’s Promises and Harms Its People Read More »

Mortgage Market Report Series – Part 5: Top 50 Home Purchase Lenders Analysis for 2024

By Jason Richardson / November 6, 2025 / Research / 30 minutes of reading

2025 NCRC Mortgage Market Series PART 5: Top 50 Home Purchase Lenders Analysis for 2024 What the top 50 lenders tell us about the limits of regulation and the future of fair housing PART 5: Top 50 Home Purchase Lenders Analysis for 2024 What the top 50 lenders tell us about the limits of regulation

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Trapped by Success: How Benefits Cliffs Undermine Economic Mobility for Single Mothers

By NCRC / October 30, 2025 / Research / 31 minutes of reading

A flaw in the structure of SNAP benefits has serious unintended consequences for recipients working to rise up the economic ladder.

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NCRC Statement on Backward Decision to Shutter the CDFI Fund

By NCRC / October 14, 2025 / Press Releases / 1 minute of reading

Using the government shutdown to shutter the CDFI Fund is a mistake and the layoffs will harm local economies nationwide.

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NCRC To White House: Don’t Let CDFI Funding Get Mashed In The Government Shutdown Gears

By NCRC / October 1, 2025 / Press Releases / 2 minutes of reading

“It would be a mistake to throw the CDFI Fund baby out with the shutdown bathwater.”

NCRC To White House: Don’t Let CDFI Funding Get Mashed In The Government Shutdown Gears Read More »

NCRC and UMB Financial Corporation Announce Multibillion-dollar Community Benefits Plan

By NCRC / September 30, 2025 / Press Releases / 10 minutes of reading

New community benefits plan tied to UMB-Heartland merger will drive billions of smart dollars to high-efficiency programming identified by community leaders.

NCRC and UMB Financial Corporation Announce Multibillion-dollar Community Benefits Plan Read More »

National Community Reinvestment Coalition and Atlantic Union Bank Announce Enhanced Community Impact Plan to Support Underserved Communities

By NCRC / September 18, 2025 / Press Releases / 3 minutes of reading

“I’m pleased to welcome Atlantic Union Bank to our ever-growing family of community benefit plan partners,” said Jesse Van Tol, President and CEO of NCRC.

National Community Reinvestment Coalition and Atlantic Union Bank Announce Enhanced Community Impact Plan to Support Underserved Communities Read More »

NCRC Statement on Illegal Effort to Fire Lisa Cook

By NCRC / August 28, 2025 / Press Releases / 2 minutes of reading

President Trump’s attempt to fire Lisa Cook from the Federal Reserve is both ominous and obvious.

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Mortgage Market Report Series – Part 4: Mortgage Lending Across American Cities

By Jason Richardson / August 14, 2025 / Research / 31 minutes of reading

2025 NCRC Mortgage Market Series PART 4: Mortgage Lending Across American Cities evolving lending practices are redrawing the map of who gets to own a home and where PART 4: Mortgage Lending Across American Cities evolving lending practices are redrawing the map of who gets to own a home and where Series Introduction Part 4:

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Jason Richardson

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