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HousingWire: Senate Banking Committee introduces repeal of Dodd-Frank Act

The Senate Banking Committee will begin its markup today of a bill that would roll back the Dodd-Frank Act. Experts see it as a dangerous step. The Center for Responsible Lending, the National Community Reinvestment Coalition and the National Consumer Law Center all oppose the bill.

HousingWire: Senate Banking Committee introduces repeal of Dodd-Frank Act Read More »

Next City: “Mystery Shopper” Experiment Reveals Racial Gap in Small Business Lending

Earlier this year, in a large metropolitan area of the eastern United States, two men walked into the same bank branch on the same day, each at different times of the day.

They each came in with nearly identical business backgrounds and strong credit histories, and they each asked about a small business loan of $60,000-$70,000 to expand their business and to possibly hire a part-time employee. There were some key differences, like each man’s name and their company names — and their race.

Next City: “Mystery Shopper” Experiment Reveals Racial Gap in Small Business Lending Read More »

Politico: Cordray to resign from CFPB, clouding future of watchdog agency

Cordray’s departure kicks off a high-stakes scramble to secure the future of the CFPB, a powerful Washington regulator that has cheered consumers and angered businesses as well as Republicans, who have accused it of overreaching. The independent bureau is the only bank regulator not led by a Trump appointee.

Politico: Cordray to resign from CFPB, clouding future of watchdog agency Read More »

Next City: Three U.S. Banks Make $20 Billion Community Reinvestment Promise

Three banks in three different regions collectively promised nearly $20 billion in home mortgages, small business loans, community development financing, and charitable contributions, as part of negotiations that included hundreds of community-based organizations in each region that were completed over the past month.

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The Community Reinvestment Act at 40: A Careful Review of the Reviews

Every so often, an effort is made to collect articles by leading practitioners, community organizations, and academics about the effectiveness of the Community Reinvestment Act (CRA). With a new administration planning changes to banking policy, including a review of CRA, this publication is timely.

The Community Reinvestment Act at 40: A Careful Review of the Reviews Read More »

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