Testimony & Regulatory Comments

Testimony and comments from NCRC about pending legislation and regulatory issues.

NCRC Comment in Opposition to Application for Business Combination of Pinnacle Bank and Synovus Bank

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download September 29, 2025 Ann E. Misback, SecretaryBoard of Governors of the Federal Reserve20th Street and Constitution Avenue, N.W.Washington D.C. 20551regs.comments@federalreserve.gov Erien O. TerryAssistant Vice PresidentFederal Reserve Bank of […]

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NCRC Letter to the Federal Housing Finance Agency (FHFA) About Repeal of 12 CFR 1293 and Fair Lending, Fair Housing, and Equitable Finance Plans

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download September 26, 2025 Clinton JonesGeneral CounselOffice of General CounselFederal Housing Finance Agency400 7th Street SWWashington, DC 20219 Re:   RIN 2590–AB53: Notice of Proposed Rulemaking; Repeal of 12

NCRC Letter to the Federal Housing Finance Agency (FHFA) About Repeal of 12 CFR 1293 and Fair Lending, Fair Housing, and Equitable Finance Plans Read More »

NCRC Comment Opposing Industrial Loan Companies

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download September 18, 2025 RE: Request for Information on Industrial Banks and Industrial Loan Companies and Their Parent Companies, RIN 3064–ZA48 Chairman Travis Hill: The National Community

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NCRC Comment Legal Standard Applicable to Supervisory Designation Proceedings

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download September 15, 2025 Director VoughtConsumer Financial Protection Bureau1700 G Street, NWWashington, D.C. 20552 RE: Legal Standard Applicable to Supervisory Designation Proceedings, Docket No. CFPB-2025-0018, RIN 3170-AB41

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Why the CFPB’s Proposed Rule Changes Miss the Mark

The Consumer Financial Protection Bureau recently proposed a rule that sounds technical but could have serious implications for regular families. They want to change how they decide when to investigate financial companies, making it much harder to step in before people get seriously hurt. Right now, if there’s good reason to think a financial company might be

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NCRC’s Comment on Proposal to Repeal 2023 CRA Rule

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download August 18, 2025 RE: Docket ID OCC-2025-0005, Federal Reserve Docket No. R-1869 and RIN 7100-AG95, FDIC RIN 3064-AG13 – Proposal to rescind the 2023 rule regarding

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NCRC Continues Opposition to National Trust Bank Charters for Stablecoin Issuers with Comment on Ripple Charter Application

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download August 4, 2025 Johnathan V. Gould Comptroller of the Currency 400 7th St., SW Washington, DC 20219 Via Email: jonathan.gould@occ.treas.gov Sebastian R. Astrada Director for

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NCRC and Three Dozen Community Groups Oppose National Trust Bank Charter for Stablecoin Issuer Circle

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download July 30, 2025 Johnathan V. Gould Comptroller of the Currency 400 7th St., SW Washington, DC 20219 Via Email: jonathan.gould@occ.treas.gov Sebastian R. Astrada Director for

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NCRC’s Letter to OMB and Treasury to Release Funds and NOFA for the CDFI Fund’s Bank Enterprise Award Program

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download July 18, 2025 The Honorable Scott BessentSecretaryUS Department of the Treasury1500 Pennsylvania Avenue, N.W.Washington, DC 20220 The Honorable Russell VoughtDirectorOffice of Management and Budget725 17th St

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NCRC’s Comment Opposing the CFPB’s Interim Final Rule Extending Compliance Dates for Section 1071

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download July 17, 2025 RE: Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates, Docket No. CFPB–2025–0017, RIN 3170–AB40 Dear Director

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NCRC’s Letter to HUD About the Rescission of Affirmative Fair Housing Marketing (AFHM) Regulations

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download (Download) July 3, 2025 Scott KnittlePrincipal Deputy General CounselOffice of the General CounselRules Docket ClerkUS Department of Housing and Urban Development451 Seventh Street, SWRoom 10276Washington, DC.

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National Community Reinvestment Coalition Opposition to Federal Deposit Insurance Application for OneMain Financial

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download June 25, 2025 Acting Chairman Travis HillFederal Deposit Insurance Corporation550 17th Street NWWashington, DC 20429Via email:comments@fdic.gov Doug Shulman, Chairman & CEOOneMain Financial601 N.W. Second StreetEvansville, IN 47708Via email to

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NCRC’s Comment Opposing the OCC’s Reinstatement of Expedited Merger Review and Rescission of 2024 Policy Statement

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download June 16, 2025 RE: Rescission of 2024 update to Business Combinations Under the Bank Merger Act; Docket ID OCC-2025-0001 To Whom it May Concern: While the

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NCRC and 100+ CDFIs Demand $324 Million in Appropriations for the CDFI Fund

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download May 27, 2025 The Honorable Bill HagertyChairAppropriations Subcommittee on Financial Services & General GovernmentUS Senate251 Russell Senate Office BuildingWashington, DC 20510 The Honorable David JoyceChairAppropriations Subcommittee

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Organizations Ask Federal Reserve to Reconsider Approval of Harmful Capital One – Discover Merger

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download May 12, 2025 Ms. Ann E. MisbackSecretary of the BoardBoard of Governors of the Federal Reserve System20th Street and Constitution Ave NWWashington, DC 20551 Re: Reconsideration of Capital

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