Testimony and comments from NCRC about pending legislation and regulatory issues.
September 20, 2011 — NCRC President and CEO John Taylor testified today before the Federal Reserve on the Capital One acquisition of ING Direct USA, citing issues like systemic risk, public benefits, the future of community-based banking, and the effectiveness of the Dodd-Frank Wall Street Reform and Consumer Protection Act. online pharmacy purchase albuterol online […]
NCRC Testifies at Public Hearings on Capital One Deal Read More »
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Letter to Federal Reserve on Capital One Acquisition Read More »
July 25, 2011 — NCRC head John Taylor wrote Federal Reserve Board Chairman Ben Bernanke to request that the Federal Reserve hold public hearings in five cities and extend the comment period on the Capital One acquisition of ING Direct USA, citing serious and pervasive concerns about the deal. online pharmacy revia no prescription pharmacy
NCRC Request to Bernanke to Hold Public Hearings on Capital One Deal Read More »
President Obama Letter on HR 3808 (PDF) online pharmacy buy avodart online cheap pharmacy online pharmacy https://bestdaypsych.com/wp-content/uploads/revslider/objects/thumbs/sinequan.html no prescription
President Obama on HR 3808 Read More »
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David Berenbaum Testimony before the U.S. Commission on Civil Rights – Sept 16, 2010 Read More »
This week, NCRC filed comments to the US Department of Treasury and US Department of Housing and Urban Development regarding the future of the Government Sponsored Enterprises (GSEs), the regulation of the housing finance system, and the role of government in the finance system. online pharmacy purchase singulair online with best prices today in the
NCRC Files Comments to Treasury Regarding Reform of GSEs Read More »
Community Reinvestment Act (CRA) Interagency Joint Public Hearing
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“Responsible CRA-related lending and investing has been vital for low- and moderate-income communities. Over the 13-year time period from 1996 through 2008, CRA small business and community development lending has totaled more than $1 trillion for America’s low- and moderate-income neighborhoods.” ~Josh Silver, Vice President, Research & Policy
Click here to download a PDF of the full comments.
Click here to download a PDF of the press release.
NCRC Files Comments at Joint Public Hearing on CRA (July 19, 2010) Read More »
The current foreclosure and economic crisis was caused in significant part by unregulated and risky lending. The federal government has obligated $23 trillion in rescuing the financial industry. Two major rationales motivated Congress to enact CRA in 1977. First, Congress believed that all creditworthy borrowers needed to have access to financial services regardless of their income class. It was true in 1977 and still true today that few working class, blue collar citizens can pursue their American Dream or build businesses without fair access to the financial system. Second, banks must have an obligation to serve their communities in return for FDIC deposit insurance and the full faith and backing of the American taxpayer. Today, both rationales must be applied to the entire industry since government financial and institutional support rescued the financial industry from its recklessness. In addition, a broad application of CRA can safeguard the financial industry and return it to profitability by requiring safe and sound lending and investments in neighborhoods.
John Taylor testifies on CRA before House Financial Services Committee Read More »
NCRC Testifies Before the House Oversight Committee, March 25, on foreclosure prevention online pharmacy buy arimidex no prescription with best prices today in the USA
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NCRC Testifies Before the House Financial Service Committee On the Housing Fairness Act of 2009 online pharmacy buy strattera without prescription with best prices today in the USA online pharmacy buy lipitor online with best prices today in the USA
David Berenbaum, NCRC’s Chief Program Officer, testifies before the U.S. House of Representatives House Financial Services Committee, on the subject of the Housing Fairness Act of 2009. Click here to read the full testimony.
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NCRC Testimony: The Silent Depression: How are Minorities Faring in the Economy Read More »
