NCRP: NCRC turns banks into social justice backers

NCRP, January 8, 2019: NCRC turns banks into social justice backers

The National Community Reinvestment Coalition (NCRC) has pushed banks to provide $84 billion in lending and philanthropy for low-to-moderate-income communities and communities of color in the last 2 years.

The organization leverages a 600-member network of community institutions to build equal access to credit, capital and banking services for marginalized people.

But big numbers haven’t given NCRC a big head: All of its work remains grounded in grassroots organizing.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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