Essential Reading for a Just Economy from NCRC. Topics include: redlining, gentrification, mortgage lending and more.
The Federal Reserve Board has issued an Advance Notice of Proposed Rulemaking (ANPR) on the Community Reinvestment Act (CRA). The ANPR proposes to build upon the existing CRA exam structure of separate tests for retail and community development activity.
An individual’s well-being and long-term financial sustainability is derived from the ability to build and acquire assets, such as savings, homes, cars or businesses. Around 55% of Americans live in asset-poverty which means they lack sufficient wealth to sustain a livelihood above the poverty level for at least 3 months.
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The Community Reinvestment Act needs a renovation. The Trump administration instead is proposing a partial demolition.
In an attempt to make compliance easier for banks, regulators are proposing to incentivize the very thing the Community Reinvestment Act was written to fight.
Lanisha Bratcher voted in the 2016 presidential election. Three years later she was arrested because she had broken a law she didn’t know about.
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Special Assistant to the Chief, Race, Wealth and Community firstname.lastname@example.org 202-464-2711 Monica Grover is the Special Assistant to the Chief of Race, Wealth and Community, Dedrick Asante-Muhammad, at NCRC. She is passionate about the opportunity to support the work of tackling racial economic inequality and building wealth amongst low-income communities of color. Prior to …
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Low-income families using federal housing vouchers remain concentrated in high-poverty, racially segregated neighborhoods with little opportunity — even when affordable apartments are available in higher-income neighborhoods.
What I learned from talking to more than 70 of my peers — and trying to buy a house.