Essential Reading for a Just Economy from NCRC. Topics include: redlining, gentrification, mortgage lending and more.
The Federal Reserve Board has issued an Advance Notice of Proposed Rulemaking (ANPR) on the Community Reinvestment Act (CRA). The ANPR proposes to build upon the existing CRA exam structure of separate tests for retail and community development activity.
An individual’s well-being and long-term financial sustainability is derived from the ability to build and acquire assets, such as savings, homes, cars or businesses. Around 55% of Americans live in asset-poverty which means they lack sufficient wealth to sustain a livelihood above the poverty level for at least 3 months.
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The Community Reinvestment Act needs a renovation. The Trump administration instead is proposing a partial demolition.
In an attempt to make compliance easier for banks, regulators are proposing to incentivize the very thing the Community Reinvestment Act was written to fight.
Lanisha Bratcher voted in the 2016 presidential election. Three years later she was arrested because she had broken a law she didn’t know about.
Staff Counsel firstname.lastname@example.org 202-464-2706
Project Manager for Membership, Policy & Equity email@example.com 202-464-2711 Monica Grover is the Project Manager for Membership, Policy, and Equity (MPE) at the National Community Reinvestment Coalition (NCRC). In this position, Monica is a valuable contributor to managing the MPE division and its strategic processes and elevating the work of MPE. She directly manages MPE special workshops and projects. She …
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Low-income families using federal housing vouchers remain concentrated in high-poverty, racially segregated neighborhoods with little opportunity — even when affordable apartments are available in higher-income neighborhoods.
What I learned from talking to more than 70 of my peers — and trying to buy a house.