Bruce is NCRC Principal Researcher. As an urban geographer, he recognizes the crucial role of place in determining the range of economic opportunities available to people. He specializes in the application of quantitative methods, including conventional and spatial statistics, remote sensing and geographic information systems (GIS) to analyze patterns of inequity in U.S. cities. He is deeply interested in the historical and structural factors which have shaped the present demographic and socioeconomic patterns of neighborhoods. These factors include segregation, redlining, suburbanization, urban renewal and gentrification. He has published works on environmental justice and disparities in access to financial services for minorities and people of lower socioeconomic status in U.S. cities. Bruce holds a PhD in Geography and Environmental Science and Policy from the University of South Florida, School of Geosciences.

Jad serves as GIS Data Engineer in NCRC’s Research team. He is originally from New York City. Prior to joining NCRC, he worked as a Mapping Technician to Cruise Automation in San Francisco, digitizing interactive environments for autonomous vehicles. He has also held various GIS-focused internships within New York State’s Office of the Attorney General, Department of Environmental Conservation and Office of Mental Health. He received his master’s degree in Urban and Regional Planning and a supplemental graduate certificate in Geographic Information Systems & Spatial Analysis from the University at Albany. Prior to that, he had earned a bachelor’s degree in Environmental Science with a concentration of Economics & Atmospheric Science from the same institution.

Jason Richardson, as the Senior Director of Research at the National Community Reinvestment Coalition (NCRC), brings a unique blend of experience from his time as a mortgage broker and banker to his extensive research on mortgage finance. His work has significantly impacted communities, particularly in understanding and addressing the financial challenges they face.

His prior role with the NAACP saw him pioneering methods to identify minority clusters within neighborhoods, which are often overlooked by traditional financial institutions. This work has been crucial in shedding light on the investment patterns in minority communities and has led to discussions with banks about their roles in these areas.

At NCRC, Jason’s leadership in establishing a research agenda is instrumental in supporting member organizations. The research team’s efforts in serving internal customers, such as membership and organizing, are pivotal in developing tools that not only expand existing membership but also empower communities through strategic research goals. These goals are informed by emergent technology and innovative thinking about the role of banks and lending in our society.

Jason’s research has contributed to several significant reports that highlight areas of focus for NCRC:

Gentrification and its Impact: Exploring the economic changes and cultural displacement in American cities.

Health Outcomes in Redlined Neighborhoods: Investigating the association between historic redlining and current public health disparities.

The Legacy of Redlining: Assessing the persistent structure of segregation and economic inequality.

Financial Services Inaccessibility in Native Communities: Addressing the brutal cost of financial exclusion in tribal lands.

These reports underscore the importance of Jason’s work in advocating for fair financial practices and the well-being of underserved communities. His expertise as a geographer and researcher continues to drive meaningful change and foster a more equitable financial landscape.