Today, the Supreme Court ruled that the Consumer Financial Protection Bureau’s (CFPB) structure is unconstitutional. The ruling ended what was supposed to be the director’s total independence from the president, by giving the president the authority to fire the director at will.
NCRC statement on Supreme Court Consumer Financial Protection Bureau ruling Read More »
Same-sex couples paid higher interest rates and closing fees on home loans, a new analysis found.
Mortgage data reveals disparities in same-sex lending Read More »
Today, the National Community Reinvestment Coalition (NCRC) and the California Reinvestment Coalition (CRC), represented by Democracy Forward and Farella Braun + Martel, filed suit against the Office of the Comptroller of the Currency (OCC) for unlawfully eviscerating the vital anti-redlining rules put in place under the Community Reinvestment Act (CRA).
LGBTQ+ individuals face an accumulating amount of health inequities when age, race and ethnicity are held constant. As social determinants of health, issues like financial security and fair housing play a large role in the fight for health equity.
The Queer inequities in LGBTQ+ health Read More »
A price-based alternative, combined with existing statutory provisions and the additional regulatory safeguards outlined in the CFPB’s proposed rule, has the potential to improve access for LMI and minority borrowers, but it is critical to consider this proposal within the context of other federal policy changes affecting the nation’s housing finance system and the broader impacts of COVID-19 on LMI households and credit standards throughout the mortgage market.
The CFPB’s Revisions to the Qualified Mortgage Rules (the “GSE Patch”) Read More »
The poorly conceived addition of infrastructure as eligible community development will at best be under-utilized and at worst a giant sucking sound draining resources from LMI neighborhoods and even threatening some of them with physical destruction.
The National Community Reinvestment Coalition (NCRC) has added a new General Counsel.
NCRC Hires Brad Blower as New General Counsel Read More »
In the middle of a worldwide pandemic and national crisis, the Office of the Comptroller of the Currency (OCC) has taken steps that could undermine the ability of states to protect their residents from the perils of high-cost loans.
OCC cracks open a debt trapdoor Read More »
As real estate agents scramble for new business, compliance with civil rights laws may not be the first thing on their minds. Yet evidence suggests that as housing sales plummeted in April, the amount of racial discrimination in the housing sales market plummeted alongside it.
Has COVID-19 Resulted in Less Racism in Housing Sales? Read More »
San Francisco was the most intensely gentrified city in America from 2013 to 2017, a new study found. But the emergence of COVID-19 exposed deep economic and social fault lines nationwide. While a small number of cities were booming, most were not.
House Financial Services Committee Chair Rep. Maxine Waters (D-CA) and Rep. Gregory Meeks (D-NY), also a member of the Financial Services Committee, introduced yesterday a Congressional Review Act resolution to overturn the Community Reinvestment Act (CRA) rules finalized this month by the Office of the Comptroller of the Currency (OCC).
NCRC supports House resolution to overturn new CRA rules Read More »
By addressing the underlying sources of police brutality through structural change, governments and communities can prevent further acts of brutality and improve the overall health of the public.
Police brutality is not just a criminal justice issue, but a public health issue too Read More »
If you are interested in supporting Black Lives Matter, these resources may be helpful for you.
Resources to Help Support the Black Lives Matter Movement Read More »
As the novel coronavirus began to appear in the Deep South, we could see then the trajectory of this virus crashing into the existing virus of racism in our communities.
We Are Grieving, and Ready For Our Continued Pursuit of Justice Read More »
Digital Manager/CRM Lead mgeorgieva@ncrc.org 202-464-2713 Maria Georgieva is the Digital Manager and CRM Lead at NCRC, responsible for the overall online systems and constituent relationship management system. Prior to NCRC, Maria worked as a Business Systems Analyst and frontend web developer implementing Record Management Systems with local and state governments. She received her bachelor’s degree
