NCRC

JPMorgan Chase is trying to require its credit card customers to go into private arbitration to settle disputes — even if they involve an older account — by reintroducing provisions it dropped a decade ago.

There’s a fierce argument about housing affordability and supply that’s raging in the urbanist community. The big question: Does building “luxury” (or market rate) housing in wealthy neighborhoods free up more housing for everyone? Advocates in the “Yes In My Backyard” (YIMBY) movement say it does; others are more skeptical.  

At the Trump Doral outside Miami, payday lenders celebrated the potential death of a rule intended to protect their customers. They couldn’t have done it without President Donald Trump and his latest deregulator, Kathleen Kraninger.

New research from the US government discredits the narrative that welfare makes people lazy and is a drain on the US economy. Researchers found that every $22,000 in tax dollars spent on food stamps between 2001 to 2014 created about one job.

In just over a decade, Democratic Party leaders have gone from advocating modest increases in Pell grants to pushing for large-scale debt cancellation.

The US Census has always undercounted people of color. But in 2020, the census is about to take a huge — and possibly intentional — step backward.

Leah Chase fed presidents and Freedom Riders, broke New Orleans’ segregation laws by seating black and white patrons together, and helped mend the country’s divisions, one meal at a time.

Advocates of the Green New Deal say there is great urgency in dealing with climate change and highlight the scale and scope of what is required to combat it. They are right.

Exactly a century ago on Tuesday, the Senate passed the 19th Amendment, which forbade states from denying the right to vote on the basis of sex. While ratification would require another year, female suffrage had won its greatest and most permanent victory.

While banks cannot legally discriminate and draw circles around communities anymore, the legacy of redlining has forever lowered the (appraised) value of land and properties in these areas.

Statistics bear it out: According to a 2018 report from the Urban Institute, as of 2015, the homeownership rate for millennials (then age 25 to 34) was around 37% — that’s 8% lower than the percentage of Gen X’ers or boomers at the same point in their lives.

Howlin’ Ray’s is L.A.’s Chinatown hottest restaurant, but the fried chicken outlet’s success is a sign of a new neighborhood displacing the existing one.

The US Census has always undercounted people of color. But in 2020, the census is about to take a huge — and possibly intentional — step backward.

Just weeks before the Supreme Court is expected to rule on whether the Trump administration can add a citizenship question to the 2020 Census, new evidence emerged Thursday suggesting the question was crafted specifically to give an electoral advantage to Republicans and whites.

Black home buyers in Chicago lost at least $3.2 billion in today’s dollars because of racist real estate policies and predatory contracts between 1950 and 1970, according to a report published Thursday.