The Washington Post: Structural racism helps schemers attract Blacks to fake ‘sou-sou’ scams
On this last point, the National Community Reinvestment Coalition (NCRC) and researchers from Utah State, Brigham Young and Rutgers partnered to send testers to 32 bank branches representing 17 randomly selected financial institutions in the D.C. metro area. Researchers wanted to see how Black business owners might be treated in seeking pandemic-related relief.
The NCRC teamed up with the universities to determine whether the disparities in small-business lending that were present before the pandemic continued with the Paycheck Protection Program (PPP), which was aimed at helping small businesses retain employees. Testers had similar credit profiles. The only major difference was race.