NCRC

The most persuasive and comprehensive explanation for why Black and Hispanic adults are more unbanked than White adults is the prevalence of White supremacy in America’s financial system.

The move will give one of Wall Street’s powerful blue-chip firms control of a major presence in the world of online brokerages.

“You can’t talk about educational inequities or the shrinking middle class without talking about how much it costs to live near good schools and high-paying jobs,” [Dougherty] writes.

Scholars who study housing discrimination point to redlining as one factor behind the gulf in wealth between blacks and whites in the U.S. today.

I’ve met with residents of our properties across the country who have shared how access to affordable housing completely changed their ability to budget. Residents can now pay down high-interest borrowing — debt that is often accumulated from purchasing common household items.

This is not just about a quintessential American dream, but about finally receiving the opportunities my ancestors deserved, yet were systemically denied.

Of course, clothing is not the beginning and end of running for office. The company seems to get that, as it reportedly wrote in an email then posted to Twitter: “We never purport that clothes help move the needle on female representation, but we want to do our part to make things a tiny bit easier.”

They didn’t mind renting a fixer-upper, but three years later they’re still working on it.

The reason more housing, even comparatively expensive housing, can slow the rent growth rate is basic supply and demand: Generally speaking, when supply increases, prices fall.

An experimental plug-in imagines a web without men. It can be, perhaps unsurprisingly, empty.

This service is an undoubtedly useful one, and it has the capacity to help substantially more creators manage the risk of standing up new projects, but these things don’t exist in a vacuum, you know?

Car sellers are telling hard-up borrowers to have their old cars voluntarily repossessed. Lenders and borrowers are losing out.

The strategy overhaul comes as HSBC contends with a growing list of negative headwinds, including falling interest rates, which make lending less profitable, months of protests in Hong Kong and the coronavirus outbreak in China.

“Apply the right laws, and apply the right rules,” Rodriguez told me. He believed the agency was singling him out unfairly. “Treat me the same—that’s all I want.” His problem might be that it already is.

The next year, the Rev. Dr. Martin Luther King Jr. was assassinated and riots tore through Chicago. “That’s when most of the businesses started moving out,” White said. “Car dealerships, supermarkets. When the business goes out of the neighborhood, that’s the neighborhood.”