Online Event Archive Recorded October 26, 2022 NCRC released a new report documenting a groundbreaking study using mystery shoppers in Baltimore, MD, which showed that real estate appraisers are providing better service to White homeowners than Black homeowners, and assigning higher values to homes that they believe to be White-owned. Black/White interracial couples who own […]
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We asked black-white interracial couples to test home appraisers for bias. Here’s what they experienced.
What do you know about Web3? Is it going to change the way we bank by the year 2030? Some policymakers believe that Web3, a blockchain-based option for the Worldwide Web, will replace fintech as the next “new thing” in financial services. Web3 has the potential to enhance consumer privacy and counter the power of
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Lending for home purchases and refinancing was already slowing down in 2021, when cash-out loans to home owners spiked.
2021 HMDA: The Year That Our Homes Became ATMs Again Read More »
Ford Motor Company should be denied deposit insurance for its proposed new Ford Credit industrial loan company (ILC) charter, the National Community Reinvestment Coalition (NCRC), the National Consumer Law Center (on behalf of its low-income clients), Americans for Financial Reform Education Fund, and the Center for Responsible Lending wrote to the Federal Deposit Insurance Corporation
Consumer Advocate Groups Call on FDIC to Reject Ford Credit’s ILC Charter Application Read More »
(Download) August 24, 2022 Kathy L. Moe Regional Director Janet R. Kincaid Deputy Regional Director Federal Deposit Insurance Corporation 25 Jessie Street at Ecker Square, Suite 2300 San Francisco, CA 94105 Re: Interagency Charter and Federal Deposit Insurance Application for Ford Credit Bank, a Utah State-Chartered Industrial Bank, Submitted to the Federal Deposit Insurance Corporation and
Groups Call on FDIC to Reject Ford Credit’s ILC Charter Application Read More »
Online Event Archive Recorded August 11, 2022 Do you need a refresher on the benefits and resources your NCRC membership offers? Do you want your team to learn more about how to access the resources available through NCRC? Listen to this conversation about the resources, services, content and networking your membership includes. Most importantly, how
Video: Your membership, your benefits Read More »
(Download) August 8, 2022 Natalia Li Deputy Director Office of Financial Institutions Policy Department of the Treasury 1500 Pennsylvania Ave. NW Washington, DC 20220 RE: Docket 2022-14588 Ensuring Responsible Development of Digital Assets Dear Ms. Li: Thank you for the opportunity to comment on these questions. The National Community Reinvestment Coalition (NCRC) is an association
NCRC Comment on Responsible Development of Digital Assets Read More »
Recorded August 2, 2022 Listen to our conversation with key financial regulators on proposed Community Reinvestment Act (CRA) reform. We dig into the potential areas for reform, and how these impact your communities. For more information and sample comment letters, visit our #TreasureCRA page. Speakers: Eric Belsky, Director, Division of Consumer and Community Affairs, Board of Governors of
Recorded July 15, 2022 A review the Field Empowerment Fund application process and proposal guidelines. Attendees receive a guided look at NCRC’s grant portal and participate in Q&A led by the Community Impact team.
Video: 2022 NCRC Field Empowerment Fund Applicant Webinar Read More »
(Download) “Better, Together: Examining the Unified Proposed Rule to Modernize the Community Reinvestment Act” House Financial Services Subcommittee on Consumer Protection and Financial Institutions, July 13, 2022 I am honored to testify before you today on the proposed regulatory reform of the Community Reinvestment Act. I am the board chairperson of the National Community Reinvestment
(Download) June 30, 2022 Janet R. Kincaid Deputy Regional Director Federal Deposit Insurance Corporation 25 Jessie Street at Ecker Square, Suite 2300 San Francisco, CA 94105 RE: Community Reinvestment Exam for TAB Bank Honorable Deputy Regional Director Kincaid: The National Community Reinvestment Coalition and the undersigned groups believe that the practices discussed in this comment
40 Groups Urge FDIC To Downgrade TAB Bank Read More »
The following sample resolution provides the history, purpose, and some of the basic functions of CRA and includes the key principles that are critical to preserve in the on-going regulatory reform effort by the nation’s bank regulators. This template is a start and can be adapted by non-profits, localities, state legislatures and other governing bodies moved for immediate adoption. It should
(Download) June 22, 2022 We are a group of fintechs and consumer advocates who share a common interest in making the credit system fairer for historically underserved consumers. On June 29, 2021, the National Community Reinvestment Coalition and Affirm, Lending Club, Oportun, PayPal, Square (now “Block”), and Varo provided a joint statement to the Consumer
NCRC Just Economy Conference 2022 — Recorded June 13, 2022 The National Community Reinvestment Coalition’s President and CEO Jesse Van Tol held a virtual “fireside” chat with Vice Chair of the Board of Governors of the Federal Reserve System Lael Brainard and Acting Comptroller of the Currency Michael Hsu to discuss the notice of proposed
Video: NCRC Fireside Chat with Lael Brainard and Michael Hsu Read More »
