On Our Radar

The OCC charged five former Wells Fargo consumer banking and compliance officials with violating federal bank regulations and will seek to permanently ban them from the banking industry.

Regulators are arguing over the right metrics to use in crediting banks with CRA lending. But they are failing to ask the more fundamental question of whether increased debt is really the right way to help financially vulnerable families.

Ultimately, the lack of affordable housing across much of the country is a problem from which America can only build its way out. A functioning housing market where supply is allowed to meet demand is still a ways off.

Japanese Americans received reparations — a presidential apology and a $20,000 check — more than four decades after their captivity. African Americans have not.

Outstanding card borrowing has surpassed its pre-crisis peak, reaching a record of $880 billion at the end of September, according to the latest data from the New York Fed’s consumer credit panel.

Of all the predictors of a child’s health and development, neighborhood is among the most telling, new data show.

Long accused of being too soft, a U.S. bank regulator has surprised its critics with tough treatment of scandal-ridden lender Wells Fargo, culminating on Thursday in more than $58 million in fines against eight former executives at the bank.

“My takeaway message is that Maryland continues to be the most innovative state, but Maryland’s experience over 42 years with all-payer rate setting shows that there are still challenges to bringing down health care spending,” Kominski, the UCLA health policy scholar, told me. There’s one more shortcoming to note: Maryland’s reforms don’t do anything directly to address the problem of the uninsured.

Civil rights groups should not be required to write fantasy novels before asserting their rights under law.

Today, facial recognition technologies are receiving the brunt of the tech backlash, but focusing on them misses the point. We need to have a serious conversation about all the technologies of identification, correlation and discrimination, and decide how much we as a society want to be spied on by governments and corporations — and what sorts of influence we want them to have over our lives.

In the end, Zucchino pulls the story into our present moment. He interviews descendants of those who perpetrated the violence and those who bore the brunt of it. What becomes clear, at least to me, is that memory and trauma look different depending on which side of the tracks you stand.

Kathy Gallegos, the art gallery owner, said she saw Highland Park as part of a sad pattern across Los Angeles’ Latino communities where street art has often given way to commerce and a city-wide tendency to forget its own history.

As a community, we can leverage the city’s efforts to make college a reality for all. College Bound Saint Paul is an investment in our future by fostering a highly educated workforce and wider economic growth for the city.

The attack on the Fair Housing Act is reckless and wrong.