Analysis and points of view on research, trends, issues, ideas and opportunities.
A new report from the Consumer Financial Protection Bureau details the current state of rural banking and the economic challenges facing those regions.
The Stark Banking Challenges Facing Rural Communities Read More »
A keynote speech by NCRC Senior Advisor Josh Silver at the annual conference of Building Alabama Reinvestment.
Combating Racism and Inequality in America with Democratic Ideals and Advocacy Read More »
My immigrant parents are still running the small-town corner store they bought half a century ago. I’m left to pick up the shattered pieces of their dream.
Wealth And Opportunity Divides Haunt Immigrant Families For Generations Read More »
Media coverage of the first Black crypto millionaire is meant to show anyone can do it. But upon further exploration, it shows the opposite.
Don’t Bet On Cryptocurrency Curing The Racial Wealth Divide Read More »
The toxic chemical industry has engulfed entire residential areas of Baltimore. But in the long-suffering neighborhood of Curtis Bay, the local community is fighting back.
An informal survey of exams conducted in the last year identifies some areas with a glaring need for reform – and offers hints at what effective change might look like.
Recent CRA Exams Offer Hints For How To Improve Bank Accountability To Communities Read More »
Early data on pandemic-era lending by the SBA suggests the agency may have chosen a different path from the one it took during the Great Recession.
he CFPB’s announcement is a good step in rooting out discriminatory practices that have evaded exposure either through good compliance practices or enforcement because they were adjacent to the credit or housing markets. Not any more.
The White House is cracking down on biased and discriminatory home appraisal practices. Here’s what that means.
PAVE Task Force Action Plan to Address Appraisal Bias Is A Bold Leap Forward Read More »
Though remote work productivity skyrocketed in many ways during the pandemic, there is a trend to return to the old normal. The needs of working mothers are still not top of mind for many companies. The difference now is that women are not eager to return to antiquated workplaces that don’t work for them.
To Achieve a Truly Just Economy, We Need to Prioritize the Needs of Working Mothers Read More »
President Biden’s Supreme Court pick is not only eminently qualified, but ready to bring important fresh perspectives to the bench.
Ketanji Brown Jackson Should Be Confirmed To The Supreme Court Read More »
The Community Reinvestment Act is getting its first major overhaul since the 1990s. What should be changed, and how?
Reforming the Community Reinvestment Act to Meet 21st Century Challenges Read More »
America’s racial reckoning must include the savage inequalities facing Native Americans.
The Nation Needs to “Reckon” With the Economic Marginalization of Native Americans Read More »
The philosophy behind Section 1071 is similar to that of the Home Mortgage Disclosure Act (HMDA) data: the public release of data will identify which lenders are making good faith efforts to serve small businesses and which lenders lag their peers, encouraging the laggards through public accountability to increase their lending to traditionally underserved businesses. We expect a similar benefit from Section 1071 in narrowing the significant racial and gender disparities present in small business lending.
