NCRC Reacts to President Obama’s 2014 State of the Union Address

Washington, DC – Today, in response to President Obama’s State of the Union address, National Community Reinvestment Coalition (NCRC) President and CEO John Taylor made the following statement:

“We applaud President Obama for focusing on income inequality and the importance of upward mobility in his State of the Union address. We are pleased that this will be an area of emphasis and action for this Administration in 2014. A trend in this country has emerged which is in essence a war on poor and working people. We need the President and his Administration to combat this trend, and to work to protect and create opportunities that allow hardworking Americans to climb the economic ladder.”

“Housing is a central issue in this fight. We call on the President to embrace a renewed commitment to making sure that homeownership opportunities exist for creditworthy working Americans. Homeownership is the single most effective path to the middle class. The President needs to ensure that the affordable housing goals, which help to create homeownership opportunities for creditworthy borrowers, remain in full force and effect.”

About the National Community Reinvestment Coalition (NCRC):

The National Community Reinvestment Coalition is an association of more than 600 community-based organizations that promote access to basic banking services, including credit and savings, to create and sustain affordable housing, job development and vibrant communities for America’s working families.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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