NCRC

Fireside chat with Mayor Randall Woodfin and NCRC Board Chair, Catherine Crosby at The 2022 Just Economy Conference

By / / Events, Field Notes / 18 minutes of reading

Mayor Randall Woodfin and NCRC Board Chair, Catherine Crosby discuss neighborhood revitalization and developing programs that reduce homeownership and affordable housing barriers in their communities.  Moderator: Ed Gorman, Chief Community Development Officer, NCRC Speakers: Catherine Crosby, Board Chair, NCRC,  Mayor Randall Woodfin, Mayor of Birmingham  Transcript: NCRC video transcripts are produced by a third-party transcription service […]

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CityLab: How the Fair Housing Act failed black homeowners

By / / In the News / 1 minute of reading

Fair-lending enforcement would not happen in earnest until years after the Fair Housing Act, not until the Community Reinvestment Act of 1977 required financial institutions go on record about what they considered their market area. The law intentionally created a conundrum for any institution that was redlining: How could it accept deposits from customers to whom it was unwilling to lend?

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American Banker: 5 takeaways from Treasury’s call to action on CRA

By / / In the News / 1 minute of reading

The report “addressed what we have for a long time talked about with assessment areas. We think that is a step in the right direction,” said John Taylor, President and CEO of NCRC. But Taylor wanted to make sure that regulators do not lose sight of the importance of branch locations if they expand the assessments to other areas.

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Realtor.com: Can Fannie and Freddie provide a jolt to buyers desperate for affordable housing?

By / / In the News / 1 minute of reading

Those who don’t have a generous pre-approval letter from a lender in their pocket might find themselves out of luck when they go house hunting. That’s why some of the biggest players in housing finance are making new efforts to open up housing options for low- and middle-income buyers.

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NCRC Statement on the U.S. Treasury’s Report

By / / Press Releases / 2 minutes of reading

Washington, DC – Today,  in response to the U.S Treasury Department’s report on the financial system, NCRC’s President and CEO John Taylor made the following statement: “Obviously, we are disappointed by the Treasury report’s recommendations to repeal several key consumer protections.” “These recommendations, if adopted, affect the structure and authorities of the Consumer Financial Protection

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NCRC Applauds FHFA Director Watt’s Call for GSEs to Retain Their Profits

By / / Press Releases / 3 minutes of reading

Washington, DC – Today, in response to Federal Housing Finance Agency (FHFA) Director Mel Watt’s testimony before Congress warning of a possible bailout of the government-sponsored enterprises (GSEs) from the U.S. Department of Treasury and supporting retention of the GSEs’ profits rather than turning them over to the U.S. Treasury, the National Community Reinvestment Coalition’s

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