2026

In a New Year, Old Uncertainties Remain: January 2026’s Race, Jobs and the Economy Recap

By / / Research, Views / 4 minutes of reading

2025 was a year of slowing job gains, a bifurcated consumer economy and trade war uncertainties. These negative trends will likely continue and intensify in 2026. The last jobs report for the year produced by the Bureau of Labor Statistics only further confirms the anemic nature of the jobs market. The economy added a modest

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Video: SNAP E&T Basics Part 2: Infrastructure & Staff Requirements

By / / NCRC Videos / 42 minutes of reading

Online Event Archive Recorded: January 21, 2026 In the second of our 5-part series covering the essentials of SNAP E&T, NCRC’s Economic Mobility team share how community-based organizations evaluate and assess the alignment of your training programs and support services with SNAP E&T requirements as well as the capacity of their current workforce development staff.

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“Neighborhoods have a say”: Working In Neighborhoods works to create economic opportunity for all in Cincinnati

By / / Field Notes, Views / 3 minutes of reading

Attracting new investments in lower-income neighborhoods can feel like a Sisyphean challenge for many communities. But, there is a group that seems to have found a magic formula for combining the best efforts of community leaders, elected officials and policy professionals to create lasting change.  Working in Neighborhoods (WIN) was founded in Cincinnati, Ohio in

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NCRC’s Comment on the OCC’s Proposed Community Bank Licensing Rule

By / / Testimony & Regulatory Comments / 18 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download January 20th, 2026 RE: Community Bank Licensing Amendments, Docket ID – OCC-2025-0273 To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) opposes the Office

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NCRC Comment in Opposition to PayPal Holdings Inc. Application for Federal Deposit Insurance

By / / Testimony & Regulatory Comments / 8 minutes of reading

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download January 20, 2026 Acting Chairman Travis Hill Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Via email: comments@fdic.gov Alex Chriss, President &

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Mortgage Market Report Series – Part 7: Investor Lending Analysis

By / / Research / 22 minutes of reading

2025 NCRC Mortgage Market Series PART 7: Investor Lending Analysis This report tracks investor lending for second homes and rentals—showing volatility, concentration in Florida/vacation markets, and large demographic gaps. January 2026 PART 7: Investor Lending Analysis This report tracks investor lending for second homes and rentals—showing volatility, concentration in Florida/vacation markets, and large demographic gaps.

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Cy Pres Award

By / / Uncategorized / 2 minutes of reading

Invest in a Future Where Everyone Has a Fair Shot To  Grow Thrive Succeed Build A Future Cy pres awards allow nonprofits to investigate, document, and publicize abuses and to pursue vital consumer education and protection projects that are not funded through traditional grant making entities. Cy Pres Inquiries If you are a settlement administrator,

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Unlocking Wealth on Trust Land: NCRC Member Helps Tribal Families Gain New Paths to Homeownership

By / / Field Notes, Views / 3 minutes of reading

Homeownership isn’t just part of the American dream – it’s a critical tool for building wealth and financial security. Because unique federal rules and regulations make it harder for tribal communities to achieve homeownership, the Tribal Homeownership Coalition of the Southwest (THOCSW) is working to bridge that gap. Founded in 1999 and serving Native communities

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NCRC CDF Loan & Financial Readiness Cohort

By / / Events / 8 minutes of reading

Apply Here Loan & Financial Readiness Cohort Prepare Your Business for Responsible Financing! Now accepting applications for our upcoming cohort Application Deadline: TBDProgram Begins: Early 2027 Photo by: © Delcio Fernandes/peopleimages.com – stock.adobe.com The NCRC CDF Loan & Financial Readiness Cohort is an intensive 6-week virtual program designed to help established businesses assess their financial health, strengthen

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NCRC’s Opposition Letter to Digital Asset Market Structure Legislation

By / / Testimony & Regulatory Comments / 5 minutes of reading

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download January 13, 2026 Committee on Senate Banking, Housing, and Urban Affairs United States Senate Washington, DC 20510 Dear Members of the Senate Banking Committee:

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Investing in Housing Counselors: Safeguarding a Critical Resource for Family Housing Stability

By / / NCRC Programs, Views / 3 minutes of reading

As financial pressures mount for American families, one of their most trusted allies is quietly being pushed to the brink: housing counselors. Last year’s 43-day government shutdown, coupled with the threat of another in January, has delayed HUD’s annual Housing Counseling funding application. These delays don’t exist in a vacuum, exacerbating hardships for low- and moderate-income families already struggling to afford rent and

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NCRC Announces Expanded Opportunity For Workforce Organizations In The New England Region

By / / Press Releases / 2 minutes of reading

The National Community Reinvestment Coalition (NCRC) will expand its initial plans to provide workforce organizations with training and technical assistance around the Supplemental Nutrition Assistance Program’s Employment and Training program (SNAP E&T).

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After the Shutdown: What We Learned about SNAP’s Vulnerabilities

By / / Policy, Views / 5 minutes of reading

The federal government shutdown that began on October 1 created immediate uncertainty for millions of households that rely on the Supplemental Nutrition Assistance Program (SNAP). Although the shutdown has ended, the disruption revealed how fragile our nation’s food assistance infrastructure really is.  A single lapse in federal funding brought SNAP to the brink of severe

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NCRC Supports The Administration’s Statement To Ban Large Institutional Investors From Acquiring More Single-Family Homes, Sets Criteria For Further Actions

By / / Press Releases / 1 minute of reading

The National Community Reinvestment Coalition (NCRC) supports President Trump’s stated goal of reducing corporate domination of the single-family housing market, including his call to bar large institutional investors from buying single-family homes and to pursue both immediate executive action and legislation to lock-in these protections.  “Families should be able to compete fairly for a home

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