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NCRC

Slides: The Wealth Gap: Race, Gender and Intergenerational Disparities in your Community

Presentation at the 2018 Just Economy Conference. Session Title: The Wealth Gap: Race, Gender and Intergenerational Disparities in your Community The importance of HMDA data for detecting discrimination has become a nationwide debate in 2018. Comprehensive data on home and small business lending by race, gender, income and revenue size of business are necessary to determine […]

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Slides: The Power of Public Data on Lending

Presentation at the 2018 Just Economy Conference. Session Title: The Power of Public Data on Lending The importance of HMDA data for detecting discrimination has become a nationwide debate in 2018. Comprehensive data on home and small business lending by race, gender, income and revenue size of business are necessary to determine whether banks are making

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Slides: Strategies to Fund and Implement Workforce Development

Presentation at the 2018 Just Economy Conference. Session Title: Strategies to Fund and Implement Workforce Development Access to credit and capital begins with a “good job”. A good job brings affordable homeownership within reach for the working class. Currently, 6.2 million jobs go unfilled every day because employers cannot find the trained employees they need. Building

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With rule changes looming, a coalition of national and local organizations urges bank regulators to modernize the Community Reinvestment Act

A group of 487 civil rights, fair lending, community, and consumer rights organizations today submitted to bank regulators a set of recommendations for strengthening the Community Reinvestment Act (CRA), a law designed to stop discrimination in mortgage and small business lending.

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Slides: Resiliency and Rebuilding: The Role of Financial Institutions and the Community Reinvestment Act in Long-Term Recovery

Presentation at the 2018 Just Economy Conference. Session Title: Resiliency and Rebuilding: The Role of Financial Institutions and the Community Reinvestment Act in Long-Term Recovery In 2017, the U.S. was hit hard by natural disasters – from hurricanes in Texas, Florida, Puerto Rico and the U.S. Virgin Islands to fires devastating California, Oregon and Montana. Let’s

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Slides: Headwinds to Homeownership: Policies to Support the American Dream

Presentation at the 2018 Just Economy Conference. Session Title: New Headwinds to Homeownership: Policies to Support the American Dream Homeownership is at the heart of the American Dream and has historically been seen as one of the greatest opportunities to build wealth for working-class families and individuals. Will proposed changes to the current tax code destabilize

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Slides: Is the Community Reinvestment Act Being Equitably Implemented in Rural Communities?

Presentation at the 2018 Just Economy Conference. Session Title: Is the Community Reinvestment Act Being Equitably Implemented in Rural Communities? Historically, advocates of the  Community Reinvestment Act have prioritized their obligation to serve urban cities and left rural areas vulnerable to banking deserts, lending gaps and an inability to fund development. Hear from NCRC’s member organizations pioneering

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Slides: Community Development Finance Institutions & Justice: Meeting the Challenge of Success

Presentation at the 2018 Just Economy Conference. Session Title: Community Development Finance Institutions & Justice: Meeting the Challenge of Success In 1973 the first CDFI, South Shore Bank, issued a rallying cry, “Let’s Change the World.” In 45 years, the industry grew from a quiet social justice movement to a $130 billion dollar industry aligning capital

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Slides: Can we Preserve Affordable Housing in Gentrifying Neighborhoods

Presentation at the 2018 Just Economy Conference. by William Eager, Vice President, Chicago Area, Preservation of Affordable Housing, Inc. Session Title: Can we Preserve Affordable Housing in Gentrifying Neighborhoods? As cities increasingly gentrify, what is being done to preserve housing both renters and homeowners can afford? The challenges facing traditionally lower-income communities and families continue to depress

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