NCRC

Video: Just Economy Conversations: New Frontiers in Financing Homes

By / / NCRC Videos / 71 minutes of reading

Online Event Archive Recorded: May 6, 2025 Innovation, technology, and shared equity are reshaping access to homeownership and creating new pathways for building wealth. With $44 trillion of U.S. wealth tied up in housing, a new generation of tools and approaches—spanning blockchain, shared equity models, and impact-driven capital—offer alternatives to traditional ownership structures. Our panelists […]

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NCRC and 100+ CDFIs Demand $324 Million in Appropriations for the CDFI Fund

By / / Testimony & Regulatory Comments / 4 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download May 27, 2025 The Honorable Bill HagertyChairAppropriations Subcommittee on Financial Services & General GovernmentUS Senate251 Russell Senate Office BuildingWashington, DC 20510 The Honorable David JoyceChairAppropriations Subcommittee

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Video: Open Banking 2.0: Leveraging Data to Empower Underserved Populations

By / / NCRC Videos / 68 minutes of reading

Online Event Archive Recorded: May 20, 2025 We examine how the latest advancements in open banking can be harnessed to address the needs of underserved populations. Panelists delve into practical strategies for leveraging financial data to improve access to financial services, enhance financial literacy, and promote equitable economic opportunities. Gain tips for navigating regulatory challenges

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Organizations Ask Federal Reserve to Reconsider Approval of Harmful Capital One – Discover Merger

By / / Testimony & Regulatory Comments / 6 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download May 12, 2025 Ms. Ann E. MisbackSecretary of the BoardBoard of Governors of the Federal Reserve System20th Street and Constitution Ave NWWashington, DC 20551 Re: Reconsideration of Capital

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NCRC Submits Comment Letter on HUD’s 2025 Affirmatively Furthering Fair Housing Interim Final Rule

By / / Testimony & Regulatory Comments / 28 minutes of reading

(Download) Secretary Scott Turner Department of Housing and Urban Development 451 7th Street, SW Washington, DC 20410 Re: Affirmatively Furthering Fair Housing, [Docket No. FR-6519-I-01], 90 FR 11020 May 2, 2025 Dear Secretary Turner: The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to submit written comments to the U.S. Department of Housing and Urban

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NCRC’s Comment on New York’s Proposed State CRA Rules for Mortgage Companies

By / / Testimony & Regulatory Comments / 44 minutes of reading

(Download) April 4th, 2025 VIA ELECTRONIC FILING Terry McMahon Via Email: terry.mcmahon@dfs.ny.gov RE: NCRC Comment on the New 3 NYCRR 120 – Compliance with Banking Law Section 28-bb Dear Mr. McMahon: The National Community Reinvestment Coalition (NCRC), a network of over 700 community organizations dedicated to creating a nation that not only promises but delivers opportunities

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NCRC Comment on FDIC Proposed Rescission of 2024 Merger Policy Statement

By / / Testimony & Regulatory Comments / 17 minutes of reading

(Download) March 31, 2025 RE: Comment on RIN 3064–ZA45, Proposed Rescission of FDIC 2024 Statement of Policy on Bank Merger Transactions To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to comment on the proposed rescission of the 2024 FDIC Statement of Policy on Bank Merger Transactions. We strenuously oppose

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Industry members of the Innovation Council urge regulatory stabilization at the CFPB

By / / Testimony & Regulatory Comments / 5 minutes of reading

(Download) March 19, 2025 Majority Leader John Thune United States Senate SD-511 Washington, D.C. 20510 Minority Leader Charles Schumer 322 Hart Senate Office Building Washington, D.C. 20510 Re: Industry Support for the Rapid Confirmation of a Permanent Director of the CFPB To the Honorable Majority Leader Thune and Honorable Minority Leader Schumer, As members of

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NCRC and CDFI Members Urge Congress to Protect the CDFI Fund From Elimination

By / / Testimony & Regulatory Comments / 6 minutes of reading

(Download) March 21, 2025 Senator Mark Warner Senator Mike Crapo Senator Thom Tillis, Chairman, Financial Institutions and Consumer Protection Senator Catherine Cortez Masto, Ranking Member, Financial Institutions and Consumer Protection Rep. Andy Barr, Chairman, Subcommittee on Financial Institutions Rep. Bill Foster, Ranking Member, Subcommittee on Financial Institutions Dear Senator Warner and Senator Crapo; Chairman Tillis

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NCRC Comment Letter in Opposition to Stellantis Bank USA Application for Deposit Insurance

By / / Testimony & Regulatory Comments / 4 minutes of reading

March 15, 2025 Paul Worthing Regional Director San Francisco FDIC 25 Jessie Street at Ecker Square, Suite 2300 San Francisco, CA, 94105-2780 CRACommentCollector@FDIC.GOV Re: National Community Reinvestment Coalition Opposition to Federal Deposit Insurance Application for Stellantis Bank USA Director Worthing: We appreciate the opportunity to comment on Stellantis’ application for deposit insurance as part of

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NCRC and Member Organizations Send Letter to Congress Opposing Cuts to HUD Funding

By / / Testimony & Regulatory Comments / 4 minutes of reading

(Download) Congressman Steve Womack, Chair Congressman James E. Clyburn, Ranking Member Subcommittee on Transportation, Housing, and Urban Development and Related Agencies House Committee on Appropriations Senator Cindy Hyde-Smith, Chair Senator Kirsten Gillibrand, Ranking Member Subcommittee on Transportation, Housing, and Urban Development and Related Agencies Senate Committee on Appropriations VIA EMAIL March 10, 2025 Dear Chairs Womack,

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The Federal Workforce, The Creation of the Black Middle Class, and its Tenuous Future: A Black History Month Reflection

By / / Views / 6 minutes of reading

In 1926, historian and author Dr. Carter G. Woodson and the Association for the Study of African American Life and History (ASALH) established Negro History Week to celebrate the achievements of Black Americans and to foster a sense of collective memory for a people facing constant dehumanization. The ASALH has chosen the theme of “African

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NCRC’s Sign-on Letter About Proposed Cuts to the US Department of Housing and Urban Development

By / / Testimony & Regulatory Comments / 2 minutes of reading

(Download) Congressman Steve Womack, Chair Congressman James E. Clyburn, Ranking Member Subcommittee on Transportation, Housing, and Urban Development and Related Agencies House Committee on Appropriations Senator Cindy Hyde-Smith, Chair Senator Kirsten Gillibrand, Ranking Member Subcommittee on Transportation, Housing, and Urban Development and Related Agencies Senate Committee on Appropriations VIA EMAIL February 27, 2025 Dear Chairs Womack,

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Sign On Letter To Protect Annual Funding For The CDFI Fund

By / / Testimony & Regulatory Comments / 3 minutes of reading

(Download) February 18, 2025 The Honorable Bill Hagerty Chair Appropriations Subcommittee on Financial Services & General Government US Senate 251 Russell Senate Office Building Washington, DC 20510 The Honorable David Joyce Chair Appropriations Subcommittee on Financial Services & General Government US House of Representatives 2065 Rayburn House Office Building Washington, DC 20515 The Honorable Jack

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