“We know that when it comes to things like denial disparities, from the point of actually applying for a loan, there are disparities by race and gender, but this is really pre-application, what’s the experience of minority-owned businesses in even inquiring about a bank loan,” says Jesse Van Tol, CEO of the National Community Reinvestment Coalition (NCRC), the national network of bank watchdog and community development groups that commissioned the new research.
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“HUD’s proposal makes it far more difficult for those injured by stealth discriminatory policies to prove discrimination,” community-investment organizer Jesse Van Tol told ABC News. “The bar was already set high and HUD‘s proposal would put it in the stratosphere — it really strains credulity.”