Articles about NCRC policy issues.
Social determinants of health refer to the social, economic and physical conditions, where people live, work and play in an environment that affects health, such as housing, jobs, transportation and food access. This past July, a bipartisan Congressional Social Determinants of Health Caucus was formally launched by Reps. Cheri Bustos, G.K. Butterfield, Tom Cole and …
What is Section 1071 Data? The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 included Section 1071, which[1] mandated the collection and dissemination of data on applicants for loans to small businesses and women- and minority-owned firms. The Consumer Financial Protection Bureau (CFPB) was designated to collect the data. The statutory purpose of …
Fact Sheet on Section 1071 Small Business Loan Data Read More »
August 4, 2021 The Honorable Sherrod Brown Chair, U.S. Senate Committee on Banking, Housing, and Urban Affairs 534 Dirksen Senate Office Building Washington, DC 20510 The Honorable Pat Toomey Ranking Member, U.S. Senate Committee on Banking, Housing, and Urban Affairs 534 Dirksen Senate Office Building Washington, DC 20510 Re: Letter of support for Dave Uejio as Assistant …
(Download) July 16, 2021 Marcea Barringer, Senior Policy Analyst Federal Housing Finance Agency, Eighth Floor 400 Seventh Street, S.W. Washington, D.C. 20219 Attention: Duty to Serve 2022-2024 RFI Dear Ms. Barringer, The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to publicly comment on the Federal Housing Finance Agency’s (FHFA) request for input on the Fannie Mae …
Comment to FHFA on the Fannie Mae and Freddie Mac 2022-2024 Underserved Market Plans Read More »
2021 Policy Agenda For The 117th Session Of Congress DOWNLOAD FULL POLICY AGENDA Investing in a Just Economy For nearly 30 years, NCRC has worked to create a just economy. We believe capital of various forms must be engaged in building an equitable and fair economy. There is a legal obligation for banks and other …
2021 Policy Agenda for the 117th session of Congress Read More »
For instructions and NCRC’s sample comment letters, please visit:
www.ncrc.org/TreasureCRA
2020 Policy Agenda For The 116th Session Of Congress Download the full Policy Agenda (PDF) Investing in a Just Economy For nearly 30 years, NCRC has worked to create a just economy. We believe private capital of various forms must be engaged in building an equitable and fair economy. Coronavirus Recovery: Requires a broad and …
2020 Policy Agenda for the 116th session of Congress Read More »
The Comptroller of the Currency, Joseph M. Otting, submitted testimony in advance of his appearance before the House Financial Services Committee on Jan. 29, 2020. His testimony cited and challenged NCRC’s analysis of a proposal to overhaul rules that enforce the Community Reinvestment Act. This is NCRC’s response to Otting’s testimony.
A coalition of housing, consumer protection and community development organizations yesterday called on the Trump administration to not undermine policies that help low- and moderate-income (LMI) people buy homes, and avoid changes that would make home-buying harder for millions.
(Download) July 30, 2019 President Donald J. Trump The White House 1600 Pennsylvania Avenue NW Washington, DC 20500 Dear President Trump: There have been a number of recent actions by the White House signaling the first real semblance of an Administration policy on affordable housing and homeownership. At the outset, we want to thank your …
Economic inequality is perhaps the most significant issue animating the upcoming presidential race. After four decades of economic polarization, there’s growing debate about how to put ordinary Americans back on a secure footing.
Data on community development lending and investing is lacking on a census tract level, making the information incomplete and difficult to assess. However, this is not the case for home mortgage lending data and small business loan data. If the federal regulatory agencies truly want to reform CRA, the first place to start is with better data. It would be a win-win for both banks and community organizations by facilitating identification of underserved areas. It would also further CRA’s objectives of directing access to credit and capital where it is needed most.
March 21, 2019 By NCRC 2019 Policy Agenda for the 116th session of Congress Download the full Policy Agenda (PDF) Executive Summary For over 25 years, NCRC has worked to create a just economy. We believe private capital of various forms must be engaged in building an equitable and fair economy. There is both a …
2019 Policy Agenda for the 116th session of Congress Read More »
November 19, 2018 Reforming the Community Reinvestment Act Regulatory Framework Docket ID OCC-2018-0008 To Whom it May Concern: The undersigned groups maintain that the Community Reinvestment Act (CRA) has been one of the most valuable laws for increasing access to capital and credit for low- and moderate-income (LMI) communities. Any CRA reform effort …
Reforming the Community Reinvestment Act regulatory framework Read More »
November 19, 2018 Reforming the Community Reinvestment Act Regulatory Framework Docket ID OCC-2018-0008 To Whom it May Concern: The undersigned groups maintain that the Community Reinvestment Act (CRA) has been one of the most valuable laws for increasing access to capital and credit for low- and moderate-income (LMI) communities. Any CRA reform effort needs …
