Money Talks: How Financial Literacy Education Can Transform The Lives Of Second-Generation Immigrants
States are working to enhance financial literacy education in schools — But will the specific needs of immigrant families be served?
Views
Analysis and points of view on research, trends, issues, ideas and opportunities.
ROUNDUP: Highlights From The 2023 Just Economy Conference
Speakers like Marcia Fudge, Rohit Chopra and many more addressed a wide range of topics from environmental racism to the ongoing banking crisis.
ROUNDUP: Highlights From The 2023 Just Economy Conference Read More »
CFPB Puts Lenders & FinTechs On Notice: Their Models Must Search For Less Discriminatory Alternatives Or Face Fair Lending Non-Compliance Risk
“I worry that firms may sometimes shortchange this key component of testing,” the CFPB’s Patrice Ficklin said at the Just Economy Conference.
New CFPB’s Guidance On Abusive Practices Standard Is An Important Step To Ensuring A Fair Market for Consumers
The new abusive practices guideline marks the second time in a week that the CFPB has taken care of some long-unfinished business related to the Dodd-Frank Act.
NCRC Selected To Manage $175 Million Boost For Illinois Small Businesses Impacted By COVID
NCRC will administer Illinois’ new Back to Business grant program for restaurant, hospitality and creative arts businesses around the state.
The Simplest Lessons From SVB: Weakened Rules, Too Much Risk
How To Protect Depositors from Bank Failures? Prevent Banks from Taking Big Risks While it would be appealing to have a clear, singular villain to blame, it took many actors and decisions to set up the conditions that led to three bank failures in the last few weeks. Banks, regulators, depositors and politicians all played a role.
The Simplest Lessons From SVB: Weakened Rules, Too Much Risk Read More »
Leading the Way: Celebrating the Women of NCRC
It’s all too easy to overlook the humanity of our colleagues when we are focused on our work. In honor of Women’s History Month, I’d like to highlight a few of the extraordinary women I have the privilege of working alongside at NCRC.
Leading the Way: Celebrating the Women of NCRC Read More »
The Racial History Of Planning In Atlanta Sounds Alarm Bells For CRA Reform Efforts
From the Beltline to MARTA expansion to the 1996 Olympics, Atlanta’s community development planning history provides stark warnings for regulators.
The Racial History Of Planning In Atlanta Sounds Alarm Bells For CRA Reform Efforts Read More »
Native Americans Struggle To Obtain Credit: A Close Analysis of Native American Mortgage Lending From 2018-2021
This data analysis of home lending patterns among Native American borrowers details just one element of the broader legacy of a genocide.
Court’s Decision in Townstone Financial Gives A Green Light to Discriminatory Lending
A poorly reasoned court decision threatens to upend key elements of federal fair lending law, inviting lenders to discriminate against would-be borrowers.
Court’s Decision in Townstone Financial Gives A Green Light to Discriminatory Lending Read More »
What Columbia, Maryland, Can Teach The Nation About Community, Economic Inequality And The Persistence Of Segregation
Economic justice advocates face off against huge and pervasive forces every day in working to build a better world. The enormity of that history can feel overwhelming, especially when assessing national-level data about the problems that National Community Reinvestment Coalition (NCRC) members work every day to cure. It can help to drill down to a
Why The Biden-Chopra Crackdown On Credit Card “Junk Fees” Is A Big Deal
Your government is about to save you a lot of money, though you might not realize it.
Why The Biden-Chopra Crackdown On Credit Card “Junk Fees” Is A Big Deal Read More »
Funding For Racial Equity: Creating Favorable Private Investment Terms For CDFI Lending
Part 3 in our series examining the impact of banking institutions’ racial equity commitments made in the wake of the murder of George Floyd.
Funding For Racial Equity: Creating Favorable Private Investment Terms For CDFI Lending Read More »
CRA Comments Review, Part 4: What Did Regulators Hear From Other Policymakers?
Part Four of a four-part series examining trends in comment letters sent to regulators about pending Community Reinvestment Act reforms.
CRA Comments Review, Part 4: What Did Regulators Hear From Other Policymakers? Read More »
Funding For Racial Equity: Accelerate Private Investment In Underserved Rural Areas
Part two of a three-part series exploring how private funders are and are not fulfilling the racial equity commitments they made following the murder of George Floyd.
Funding For Racial Equity: Accelerate Private Investment In Underserved Rural Areas Read More »