An astonishing web of laws and policies will need to be revised to set the nation on the right course

Congratulations to President Joe Biden and to Kamala Harris, who today achieved many firsts as Vice President of the United States: Black, South Asian, woman and mom.

Our political and cultural divisions are deep, but I’m hopeful for better national leadership and for a future that includes less racism, less hate, more love and more truth.

President Biden’s executive actions today are the first steps toward a new version of America, centered not on who holds power but on values, laws and policies that ensure all Americans have a chance to live well and thrive.

The president’s Day 1 executive actions address the ongoing health and economic crisis and the urgent need to stop and recover from the pandemic. But other actions are equally urgent – to restore participation, influence and leadership in global affairs, to address the existential threat of climate change, and to make all Americans equal parts of the formula for national success. 

Almost everything that was falling apart before the election is still falling apart. More than 400,000 Americans are dead from a pandemic that is still raging. Thousands of small businesses and millions of jobs are gone. We need to rebuild and revive devastated communities and regain trust in essential institutions and systems. We need to get healthy, get the economy going and get kids and teachers back to school. But we don’t need to get back to the inequality and discrimination that was baked into our culture before the pandemic. We really do need to build back better and that can’t be just another slogan.

It also can’t be something that’s mentioned on inauguration day and then forgotten. An astonishing web of laws and policies will need to be revised to set the nation on the right course not only for the next four years but for the next 400. I’m encouraged that the Biden team has paid attention to the nationwide and global roar for racial justice, inclusion and equality, and I’m  hopeful that the new administration will go hard and deep to lead America toward a just economy that not only promises but delivers to all Americans opportunities to build wealth and live well.

None of that is a sure thing simply because Trump is out and Biden is in. NCRC, our members and progressive allies across the nation will keep up the pressure to end all forms of discrimination and inequality in business and community life, to advance equitable and inclusive access to credit, capital, jobs, housing, health, education, knowledge, financial security and personal well-being, and to embrace truth and science, confront history, repair injustice and reinvent the future.

Jesse Van Tol is CEO of the National Community Reinvestment Coalition.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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