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The National Community Reinvestment Coalition, an organization that works to champion fairness and end discrimination in lending, housing and business, found that in 44 percent of tests, Black business lending applicants received disparate treatment from lenders, including discouraging Black firms from applying for a loan and requiring additional information of Black firms compared to White firms(2).

One thing again about the 60% number — and highlighting that we would need to triple the amount of new Black homeowners every year for 20 years in order to get to 60% Black homeownership

Banks and credit unions are increasingly shuttering brick-and-mortar locations. When they do, consumers flock to the internet with complaints about greedy, heartless bankers who don’t listen to their concerns. As financial institutions continue to downsize their retail networks, how will they handle the angry voices in the crowd?

Around the globe, the pandemic has severely affected women and girls, exacerbating existing inequalities and creating repercussions in education, economic opportunity, health, and the home.

A new report from the National Community Reinvestment Coalition calls for setting a goal of 60% Black homeownership over the next 20 years.

These findings come after a study by the National Community Reinvestment Coalition showed Black female and Hispanic male testers, who posed as applicants in the Los Angeles region, received less information about PPP loan products than white, male testers. Banks gave Black applicants different “levels of encouragement” and information to apply for loans, according to the study.