Conditions in our environment where we live, work, learn and play affect a range of health outcomes. Now, faced with a global pandemic, we may soon learn just how detrimental viral diseases may be for struggling communities.
Coronavirus and the Social Determinants of Health Read More »
“We applaud the Federal Reserve’s release of CRA data. They are practicing transparency and we look forward to fully analyzing the data. We’re also curious what it may reveal or imply about the OCC and FDIC proposal. The OCC and FDIC have failed to release data they referenced in their rule proposal,” said Jesse Van Tol, CEO of NCRC.
NCRC Applauds Federal Reserve’s Release of CRA Data Read More »
This article originally appeared on Shelterforce. A closer look at the relationship between health and the home repair needs of lower-income households. Medical and public health research has established clear and persuasive links between poor housing conditions and negative outcomes for residents’ physical and mental wellbeing. Inadequate housing can exacerbate chronic health issues, expose occupants to
Why Organizations Should Invest in Home Repairs to Improve Health Read More »
Earlier this year, the U.S. Department of Housing and Urban Development (HUD) proposed a new AFFH rule that would reverse years of progress by no longer enforcing meaningful community participation in the fair housing planning process.
HUD’s Proposed AFFH Rule Would Set Back Years of Progress Read More »
There are nearly 50 million African Americans in the U.S. today. Though the African American population continues to rise, their share of the nation’s wealth isn’t keeping up, according to the National Community Reinvestment Coalition’s recent African American Racial Wealth Divide Snapshot.
Does This Economy Work for Black Americans? Read More »
Proper implementation of Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act would reveal who is receiving small business loans and where they are located.
Could Adequate Small Business Lending Data Be on the Horizon? Read More »
The Consumer Financial Protection Bureau (CFPB) filed a settlement agreement with the U.S. District Court for the Northern District of California that outlines court-ordered deadlines for implementation of Section 1071 of the Dodd-Frank Act.
NCRC applauds Court-Ordered Implementation for Section 1071 of the Dodd-Frank Act Read More »
“Although the OCC and FDIC did not extend the comment period the additional 60 days that NCRC, our members and members of Congress called for several weeks ago, the agencies still made a prudent choice with a 30-day extension,” said Jesse Van Tol, NCRC CEO.
OCC, FDIC Makes Prudent Choice With Extension of CRA Comment Period Read More »
Today, the Trump Administration released its FY 2021 budget proposal, which would either eliminate or drastically reduce funding for numerous federal housing and community development programs that help lower-income families climb into the middle class.
Trump’s Annual Budget Proposal Bad for Economic Justice Read More »
People experiencing homelessness in rural areas are often referred to as the “hidden homeless.”
Rural America Is Also Facing An Affordable Housing Crisis Read More »
Here are some of the most absurd examples of what would qualify for Community Reinvestment Act (CRA) credit under rule changes proposed by regulators.
The Trump Administration’s banking regulators released a plan in December to upend the Community Reinvestment Act (CRA). Although released under the guise of being a modernization of the monumental civil rights legislation, Comptroller of the Currency Joseph Otting’s plan is a complete rewrite of the law.
NCRC’s Policy Director Testifies Before House on Disastrous CRA Reform Proposal Read More »
Today, the National Community Reinvestment Coalition (NCRC) submitted a Freedom of Information Act (FOIA) request to the Office of the Comptroller of the Currency (OCC) for records related to the agency’s plan to revise Community Reinvestment Act (CRA) rules.
NCRC Submits FOIA Request for Missing Data in CRA Proposed Rule Read More »
(Download) Introduction The Community Reinvestment Act (CRA) is an income-based law. Accordingly, the regulations and exams focus on evaluating bank lending, investing and services to low- and moderate-income (LMI) borrowers and tracts. However, one of the major motivations prompting the passage of CRA in 1977 was reversing redlining and disinvestment from minority as well as
Adding Underserved Census Tracts as Criterion on CRA exams Read More »
The government’s plan to change how it enforces the Community Reinvestment Ac is “fundamentally flawed” and will significantly weaken the law, according to analysis of the proposal by the National Community Reinvestment Coalition (NCRC).
