2026

NCRC Comment Opposing the OCC’s Proposed Amendments to its National Trust Bank Chartering Regulation

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download February 10, 2026 Jonathan V. Gould Comptroller of the Currency Office of the Comptroller of the Currency 400 7th Street SW Washington, DC 20219

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FHFA scraps Biden-era fair housing oversight for Fannie and Freddie

The Real Deal, February 10, 2026, FHFA scraps Biden-era fair housing oversight for Fannie and Freddie Democratic Sen. Catherine Cortez Masto of Nevada joined a chorus of objections during the public comment period, alongside the NAACP Legal Defense Fund and the National Community Reinvestment Coalition.  Industry groups took the opposite view. Trade organizations representing mortgage

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Over 60? The Financial Bank Interface Settings You Should Never Ignore

Gadget Review, February 9, 2026, Over 60? The Financial Bank Interface Settings You Should Never Ignore Account alerts deliver instant text or email notifications for every withdrawal, charge, new device login, or contact change. Think of them as your money’s security system—the moment something moves, you know about it. The National Community Reinvestment Coalition recommends notifications for:

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The Importance of Applying Anti-Redlining Laws to Property Insurance To Fix the Affordability Crisis

The anti-redlining movement took shape in the 1970s as a response to long-standing obstacles that made it difficult for all communities to prosper. Financial companies engaged in redlining by mapping out neighborhoods they refused to serve. Loans to people of color were denied at higher rates, or originated at higher costs, to the borrower. Blind

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FY 2026 Budget Deal: Final Funding for HUD, CDFI, SBA – and What’s Next for DHS

On February 3, President Trump signed H.R.7148 Consolidated Appropriations Act of 2026 into law, which will fund most of the federal government until September 30. The package included five of the six remaining appropriations bills and corresponding earmarks that Congress had not yet passed:   Financial Services and General Government  State, Foreign Operations and Related Programs  Defense  Labor, Health, and Human Services, Education and Related Agencies  Transportation,

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Senate Moves to Restore Trump-Targeted Community Lending Fund

Bloomberg Law, November 25, Senate Moves to Restore Trump-Targeted Community Lending Fund “The real test is whether the money actually gets out the door and reaches urban, rural, and Native communities in 2026,” Jesse Van Tol, the president and CEO of the National Community Reinvestment Coalition, said in a statement to Bloomberg Law. “We have

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Bank Policy Institute Leads Opposition to Stripe Banking Charter

PYMNTS, November 24, 2025, Bank Policy Institute Leads Opposition to Stripe Banking Charter The OCC’s page of public comments on the application includes letters from the Independent Community Bankers of America (ICBA), the Bank Policy Institute (BPI), the National Community Reinvestment Coalition (NCRC) and Fair Finance Watch (FFW). Each organization said in its letter that it opposes Bridge’s application to organize Bridge National Trust Bank.

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Meet Our Winter 2025–26 Partner Bookstore! Baldwin & Co

Book Post, November 30, 2025, Meet Our Winter 2025–26 Partner Bookstore! Baldwin & Co An Essence story on Baldwin & Co observed that a report from The National Community Reinvestment Coalition (NCRC) had recently found New Orleans to be “gentrifying at an abnormally rapid rate” compared to other cities in its Gentrification and Disinvestment 2020 report. Baldwin & Co’s Marigny neighborhood

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NCRC opposes Crypto.com’s ‘National Trust Charter’ application

Wolters Kluwer, December 9, 2025, NCRC opposes Crypto.com’s ‘National Trust Charter’ application The National Community Reinvestment Council (NCRC) has submitted a comment letter to the Office of the Comptroller of the Currency expressing its strong opposition to a National Trust Charter application submitted by Crypto.com under the name Foris DAX National Trust Bank. According to the NCRC, granting a

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Stripe faces bank charter pushback

Payments Dive, November 24, 2025, Stripe faces bank charter pushback The National Community Reinvestment Coalition also said in the letterthat the charter would give Stripe legitimacy that it does not deserve, pointing to the fintech’s history of legal trouble. Stripe, which acquired a stablecoin infrastructure company called Bridge earlier this year, proposes to name the bank Bridge National

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New Harlem Museum to Spotlight Northern Civil Rights History

Memesita, December 27, 2026, New Harlem Museum to Spotlight Northern Civil Rights History This isn’t merely academic history. The legacy of Northern segregation continues to manifest in wealth gaps, housing segregation, and disproportionate rates of incarceration. A 2023 report by the National Community Reinvestment Coalition found that despite decades of fair housing laws, lending discrimination

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Big housing info comes in small crate

Community Newspaper Group, November 19, 2025, Big housing info comes in small crate  A museum display states: “People of color, [of] Jew[ish descent], and immigrants were deemed ‘undesirable,’ reducing property values and limiting opportunities.” “Redlining” is the term for denying borrowers access to credit, or good credit, based on the location of properties in minority

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Mercantile gets green light to buy Eastern Michigan

American Banker, December 19, 2026, Mercantile gets green light to buy Eastern Michigan The National Community Reinvestment Coalition and Rise Economy announced a $2.5 billion addendum to Columbia Bank’s community benefits agreement following its acquisition of Pacific Premier Bank. This expansion significantly boosts the bank’s commitments across California.

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Sony Bank’s Crypto Push Sparks Fierce Opposition From US Banking Group

Bitcoinist, November 14, 2025, Sony Bank’s Crypto Push Sparks Fierce Opposition From US Banking Group ICBA’s main point is that a trust charter could let a large corporate owner offer a product that looks like a deposit but lacks deposit insurance and typical bank obligations. They called this a form of regulatory arbitrage and warned

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What Is Redlining? Definition, Legality, and Effects

Investopedia, January 3, 2026, What Is Redlining? Definition, Legality, and Effects The destructive legacy of redlining has been more than economic. A 2020 study by researchers at the National Community Reinvestment Coalition, the University of Wisconsin/Milwaukee, and the University of Richmond found that “the history of redlining, segregation, and disinvestment not only reduced minority wealth,

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