Income Is No Shield II (07/2008)
 Income Is No Shield II
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“Searching For Answers To Wall Street’s Debacle”
John Taylor, president and CEO of the National Community Reinvestment Coalition, and Stan Liebowitz, professor of economics at the University of Texas at Dallas, discuss the causes of the financial crisis on NPR’s "Searching For Answers To Wall Street’s Debacle".
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CRA Myth and Fact
Myth: The Community Reinvestment Act (CRA) caused the foreclosure crisis. Facts: The majority of subprime loans were originated by non-CRA covered financial institutions. In fact, only about 25 percent of sub-prime loans were made by institutions covered by CRA.¹ CRA was passed in 1977. The explosive growth in subprime lending occurred more than two decades
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NCRC Funding Announcement
NCRC is seeking affiliates nationally that are dedicated housing counseling agencies to provide expanded foreclosure prevention counseling to delinquent borrowers throughout the United States.
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High Cost Lending on Indian Reservations – Watch Out if You Are Buying a Home (06/2003)
 High Cost Lending on Indian Reservations – Watch Out if You Are Buying a Home
The Broken Credit System: Discrimination and Unequal Access to Affordable Loans by Race and Age
 The Broken Credit System: Discrimination and Unequal Access to Affordable Loans by Race and Age
Homeownership and Wealth Building Impeded (04/2006)
 Homeownership and Wealth Building Impeded
Homeownership and Wealth Building Impeded (04/2006) Read More »
The 2004 Fair Lending Disparities: Stubborn and Persistent (04/2005)
 The 2004 Fair Lending Disparities: Stubborn and Persistent
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The 2005 Fair Lending Disparities: Stubborn and Persistent II (05/2006)
 The 2005 Fair Lending Disparities: Stubborn and Persistent II
The 2005 Fair Lending Disparities: Stubborn and Persistent II (05/2006) Read More »
Inequalities in Small Business Lending by Income and Race of Neighborhood (10/2004)
 Inequalities in Small Business Lending by Income and Race of Neighborhood
Inequalities in Small Business Lending by Income and Race of Neighborhood (10/2004) Read More »
NCRC COO Jim Carr Speaks at the Federal Reserve Bank of Atlanta
In a recent speech at the Federal Reserve Bank of Atlanta, Jim Carr, NCRC’s Chief Operating Officer, offered some thoughts on the future of the housing market. Jim prefaced his housing policy recommendations with a discussion of the current foreclosure crisis that he argues will impact housing and community development for years to come–particularly as
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The CRA and Fair Lending Performance of Major Banks in New Orleans (06/2008)
 The CRA and Fair Lending Performance of Major Banks in New Orleans
The CRA and Fair Lending Performance of Major Banks in New Orleans (06/2008) Read More »
NCRC Files Comments to SEC Seeking Greater Rating Agency Accountability
This week, NCRC filed comments to the SEC regarding proposed rules that will address how rating agencies are regulated. These comments follow NCRC’s letter to the SEC in April asking for an investigation of the practices of the nation’s largest rating agency companies. Click here to read NCRC’s filed comments, as well as its April
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NCRC Files Comments to Treasury Regarding Reform of GSEs
This week, NCRC filed comments to the US Department of Treasury and US Department of Housing and Urban Development regarding the future of the Government Sponsored Enterprises (GSEs), the regulation of the housing finance system, and the role of government in the finance system. Click here to download the Comments as a PDF
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About the National Training Academy
National Training Academy The National Community Reinvestment Coalition’s National Training Academy offers substantive state-of-the-art training and technical assistance both on-site and online via webinars. The extensive curriculum ranges from courses on The Community Reinvestment Act (CRA), fair lending laws, Home Mortgage Disclosure Act (HMDA), Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA),
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