NCRC

Regarding: Request for Comment on Rules, Regulations, Guidance, and Statement of Policy on Bank Merger Transactions (RIN 3064-ZA31)

By / / Testimony & Regulatory Comments / 74 minutes of reading

(Download) May 30th, 2022 James P. Sheesley Assistant Executive Secretary Federal Deposit Insurance Corporation 550 17th St. NW Washington, DC 20429 Regarding: Request for Comment on Rules, Regulations, Guidance, and Statement of Policy on Bank Merger Transactions (RIN 3064-ZA31) Sent by electronic mail to comments@fdic.gov Dear Mr. Sheesley: The National Community Reinvestment Coalition (NCRC) appreciates that the […]

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Video: 2022 Advocacy Week Policy Agenda Briefing

By / / NCRC Videos / 1 minute of reading

Online Event Archive Recorded May 20, 2022 NCRC’s policy team reviews the top policy priorities for NCRC and its members for the remainder of the 117th Congress. The session helps grow your policy knowledge and is the first step in preparing you for Virtual Advocacy Week. Together, we can strengthen your state’s representation and make

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NCRC Calls on Federal Reserve to Refrain from Issuing CBDC

By / / Testimony & Regulatory Comments / 28 minutes of reading

Ann E. Misback Secretary Board of Governors of the Federal Reserve 230 S LaSalle Street Chicago, IL 60604 RE: CBDC Benefits, Risks, and Policy Considerations Sent via electronic mail to digital-innovations@frb.gov Dear Secretary Misback: We appreciate the opportunity to provide our comments on the subject of a Federal Reserve central bank digital currency (CBDC). The National

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2022 Advocacy Week Policy Agenda for the 117th Session of Congress

By / / Policy / 21 minutes of reading

2022 Advocacy Week Policy Agenda 117th Session of Congress CONTENTS Photo by: ©tonktiti – stock.adobe.com Investing in a Just Economy Our 2022 Advocacy Week Policy Agenda serves to prepare attendees of NCRC’s Advocacy Week to meet with their members of Congress during our Just Economy Conference. It is a call to action on three core

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Video: Bond Hill Market Groundbreaking

By / / NCRC Videos / 1 minute of reading

Roughly three years ago, NCRC members in Cincinnati met to discuss the pressing needs facing LMI communities and how the various community benefits agreements might provide some level of support. The group identified food insecurity as the number one project they would undertake. First Financial Bank was identified as the appropriate partner and after several

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NCRC, Partner Groups Submit Letter to Federal Reserve on Requiring Deposit Insurance and Supervision For All Financial Institutions That Receive Master Accounts

By / / Testimony & Regulatory Comments / 30 minutes of reading

(Download) April 22, 2022 Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 Submitted electronically to regs.comments@federalreserve.gov Re:       Docket No. OP-1765: Supplemental Notice and Request on Guidelines for Evaluating Account and Services Requests. Dear Secretary Misback: The Center for Responsible Lending, National Community Reinvestment

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CFPB Should Encourage Lenders to Look for Less Discriminatory Models

By / / Testimony & Regulatory Comments / 12 minutes of reading

(Download) March 11, 2022 The Honorable Rohit Chopra Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 Via email  RE:     CFPB Tools for Ensuring That Creditors Do Not Rely on Discriminatory Models Dear Director Chopra: On behalf of the National Community Reinvestment Coalition, Upturn, and Zest AI, we write to urge the Consumer

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Video: NCRC President and CEO Jesse Van Tol on Bloomberg TV’s Triple Take

By / / NCRC Videos / 1 minute of reading

The National Community Reinvestment Coalition’s (NCRC) President and CEO Jesse Van Tol appeared on Bloomberg TV’s Triple Take on April 14, 2022. Van Tol discussed NCRC’s recent report: The Great Consolidation of Banks and Acceleration of Branch Closures Across America. “The story here is bank consolidation and branch consolidation: 18,000 institutions down to 5,000. The

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Video: Fair Lending Tool

By / / NCRC Videos / 45 minutes of reading

Online Event Archive Recorded April 5, 2022 Learn how you can use this powerful tool, available for free to all NCRC members, to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation.   NCRC’s Director of Research Jason Richardson will walk us

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Letter In Support Of Bipartisan Close the ILC Loophole Act

By / / Testimony & Regulatory Comments / 5 minutes of reading

April 5, 2022 The Honorable Maxine Waters Chairwoman Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 The Honorable Patrick McHenry Ranking Member Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 Re: Support for H.R. 5912, The Close the ILC Loophole Act Dear Chairwoman Waters and Ranking Member McHenry, The

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Video: CRA Basics

By / / NCRC Videos / 1 minute of reading

Online Event Archive Recorded March 24, 2022 Banks are critical community partners and can be a catalyst for change in your neighborhood, particularly when public resources shrink. Learn about the Community Reinvestment Act (CRA) and explore how CRA can be used to increase reinvestment in your communities. This is crucial information for anyone working towards

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NCRC Comment Letter On “Buy Now Pay Later” Consumer Finance Products

By / / Testimony & Regulatory Comments / 22 minutes of reading

(Download) March 25th, 2022 Director Rohit Chopra Consumer Financial Protection Bureau 1700 “G” St. NW Washington, DC 20552 Regarding Docket CFPB-2022-0002: Notice and Request for Comment Regarding the CFPB’s Inquiry into Buy-Now-Pay-Later Honorable Director Chopra: Thank you for the opportunity to respond to the Bureau’s request for comments on buy-now-pay-later (BNPL) products. NCRC is a

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NCRC Letter Urging Senate To Vote On Delayed David Uejio Nomination

By / / Testimony & Regulatory Comments / 4 minutes of reading

(Download) March 24, 2022 The Honorable Charles Schumer Majority Leader United States Senate 322 Hart Senate Office Building Washington, D.C. 20510 Re: Confirmation of Dave Uejio as Assistant Secretary for Fair Housing and Equal Opportunity, Department of Housing and Urban Development Dear Senator Schumer: On behalf of the undersigned organizations, we write to express our

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