Testimony & Regulatory Comments

Testimony and comments from NCRC about pending legislation and regulatory issues.

NCRC Files Comments to Treasury Regarding Reform of GSEs

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This week, NCRC filed comments to the US Department of Treasury and US Department of Housing and Urban Development regarding the future of the Government Sponsored Enterprises (GSEs), the regulation of the housing finance system, and the role of government in the finance system. online pharmacy purchase singulair online with best prices today in the

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NCRC Files Comments at Joint Public Hearing on CRA (July 19, 2010)

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Community Reinvestment Act (CRA) Interagency Joint Public Hearing

 

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“Responsible CRA-related lending and investing has been vital for low- and moderate-income communities.  Over the 13-year time period from 1996 through 2008, CRA small business and community development lending has totaled more than $1 trillion for America’s low- and moderate-income neighborhoods.” ~Josh Silver, Vice President, Research & Policy

Click here to download a PDF of the full comments.

Click here to download a PDF of the press release.

NCRC Files Comments at Joint Public Hearing on CRA (July 19, 2010) Read More »

John Taylor testifies on CRA before House Financial Services Committee

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hfsc_taylor_007a.jpgThe current foreclosure and economic crisis was caused in significant part by unregulated and risky lending. The federal government has obligated $23 trillion in rescuing the financial industry. Two major rationales motivated Congress to enact CRA in 1977. First, Congress believed that all creditworthy borrowers needed to have access to financial services regardless of their income class. It was true in 1977 and still true today that few working class, blue collar citizens can pursue their American Dream or build businesses without fair access to the financial system. Second, banks must have an obligation to serve their communities in return for FDIC deposit insurance and the full faith and backing of the American taxpayer. Today, both rationales must be applied to the entire industry since government financial and institutional support rescued the financial industry from its recklessness. In addition, a broad application of CRA can safeguard the financial industry and return it to profitability by requiring safe and sound lending and investments in neighborhoods.

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NCRC Testifies Before the Domestic Policy Subcommittee, February 25, on foreclosure prevention

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NCRC testifies Before the Domestic Policy Subcommittee on Foreclosure Prevention online pharmacy purchase nolvadex online no prescription online pharmacy mobic no prescription online pharmacy zocor no prescription pharmacy online pharmacy lexapro no prescription pharmacy

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NCRC Testifies Before the House Financial Service Committee On the Housing Fairness Act of 2009

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David Berenbaum, Chief Program Officer Testifies Before the House Financial Services Committee

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David Berenbaum, NCRC’s Chief Program Officer, testifies before the U.S. House of Representatives House Financial Services Committee, on the subject of the Housing Fairness Act of 2009.  buy phenergan online https://stratishealth.org/wp-content/uploads/2015/07/phenergan.html Click here to read the full testimony.

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NCRC Testimony: The Silent Depression: How are Minorities Faring in the Economy

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Click here to read the testimony (.pdf) online pharmacy antabuse no prescription online pharmacy purchase sildalis online no prescription online pharmacy synthroid no prescription online pharmacy order reglan no prescription with best prices today in the USA online pharmacy kamagra-gold for sale with best prices today in the USA

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NCRC Testimony: the Mortgage Reform and Anti-Predatory Lending Act of 2009

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