Testimony and comments from NCRC about pending legislation and regulatory issues.
This week, NCRC filed comments to the US Department of Treasury and US Department of Housing and Urban Development regarding the future of the Government Sponsored Enterprises (GSEs), the regulation of the housing finance system, and the role of government in the finance system. online pharmacy purchase singulair online with best prices today in the
NCRC Files Comments to Treasury Regarding Reform of GSEs Read More »
Community Reinvestment Act (CRA) Interagency Joint Public Hearing
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“Responsible CRA-related lending and investing has been vital for low- and moderate-income communities. Over the 13-year time period from 1996 through 2008, CRA small business and community development lending has totaled more than $1 trillion for America’s low- and moderate-income neighborhoods.” ~Josh Silver, Vice President, Research & Policy
Click here to download a PDF of the full comments.
Click here to download a PDF of the press release.
NCRC Files Comments at Joint Public Hearing on CRA (July 19, 2010) Read More »
The current foreclosure and economic crisis was caused in significant part by unregulated and risky lending. The federal government has obligated $23 trillion in rescuing the financial industry. Two major rationales motivated Congress to enact CRA in 1977. First, Congress believed that all creditworthy borrowers needed to have access to financial services regardless of their income class. It was true in 1977 and still true today that few working class, blue collar citizens can pursue their American Dream or build businesses without fair access to the financial system. Second, banks must have an obligation to serve their communities in return for FDIC deposit insurance and the full faith and backing of the American taxpayer. Today, both rationales must be applied to the entire industry since government financial and institutional support rescued the financial industry from its recklessness. In addition, a broad application of CRA can safeguard the financial industry and return it to profitability by requiring safe and sound lending and investments in neighborhoods.
John Taylor testifies on CRA before House Financial Services Committee Read More »
NCRC Testifies Before the House Oversight Committee, March 25, on foreclosure prevention online pharmacy buy arimidex no prescription with best prices today in the USA online pharmacy buy metformin online cheap pharmacy
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David Berenbaum, NCRC’s Chief Program Officer, testifies before the U.S. House of Representatives House Financial Services Committee, on the subject of the Housing Fairness Act of 2009. buy phenergan online https://stratishealth.org/wp-content/uploads/2015/07/phenergan.html Click here to read the full testimony.
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NCRC Testimony: The Silent Depression: How are Minorities Faring in the Economy Read More »
HR 1728, the Mortgage Reform and Antipredatory Lending Act online pharmacy buy amitriptyline online no prescription online pharmacy purchase champix online with best prices today in the USA online pharmacy order cenforce online with best prices today in the USA online pharmacy purchase doxycycline online no prescription Click here to read NCRC’s analysis of
NCRC Testimony: the Mortgage Reform and Anti-Predatory Lending Act of 2009 Read More »
NCRC Policy Recommendations for Economic Recovery online pharmacy cialis-super-active for sale no prescription pharmacy online pharmacy purchase flagyl online no prescription NCRC Policy Recommendations for Economic Recovery – Hill Packet 2009
NCRC Policy Recommendations for Member Visits to Capitol Hill Read More »
NCRC Maintains the Need for the Creation of a Broader-Scale Loan Modification to Stem the Foreclosure Crisis online pharmacy female-cialis over the counter with best prices today in the USA online pharmacy buy cozaar no prescription online pharmacy online pharmacy buy avodart online no prescription pharmacy buy clindamycin online buy clindamycin online no prescription
NCRC Testimony: Supporting the Introduction of H.R. 703 Read More »
