Analysis and points of view on research, trends, issues, ideas and opportunities.
Mental health outcomes are better in neighborhoods with higher volumes of mortgage lending, a research insight that was not possible prior to recent NIH-funded data tools.
Advocates have long sounded alarms over racial discrimination in small business lending. New CFPB work validates those concerns.
America tried a lot of different things to repair racial economic inequality over the past three decades. The racial wealth gap barely moved.
The collapse of Synapse showed regulators need to catch up to banking-as-a-service fintechs.
NCRC Urges Overhaul Of Banking-As-A-Service Regulations In Wake Of Synapse Collapse Read More »
The Visa antitrust lawsuit and congressional work on the Credit Card Competition Act would curb abusive practices by credit card monopolies.
The September jobs report beat expectations by a lot. But how is the US economy actually doing — and could it provide an “October surprise?”
October Surprise? 2024 Race, Jobs, and the Economy Update Read More »
Advocates for a more just and equitable housing market will find few reasons to celebrate when looking at 2023 mortgage market trends.
Preventing AI tools from perpetuating discrimination in lending is just the start. Regulators should also look for ways AI can actively detect and combat bias.
Detroit’s city limits are also an iron curtain between sharply contrasting mortgage lending patterns, dividing wealth-building opportunities along racial lines.
Neighboring Markets, Worlds Apart: Mortgage Lending In Detroit And Wayne County Read More »
Is the US economy headed for a recession? Signs were muddled and mixed in the August jobs report.
Recession Watch? September 2024 Race, Jobs and the Economy Update Read More »
The latest jobs report was worrisome. News since has been better. So where does the US Economy stand in summer 2024?
A $14 billion hospital merger that threatens to bring new hardship to rural Pennsylvanians was abruptly approved earlier this month, thwarting community expectations of a slower and more stringent review of the deal. The marriage of Jefferson Health and the Lehigh Valley Health Network creates the state’s second-largest nonprofit hospital system, affecting 30 hospitals and
A detailed critique of the community benefits plan released by Capital One as part of its attempted merger with Discover.
The affordable housing crisis requires exercising all available policy tools — including local zoning rules about parking spaces.
As you are thinking about applying for a business loan, whether as a startup or an existing business owner with years of experience running a business, it is important to consider and review the following steps prior to submitting your application to maximize your chances of success in securing capital for your business. 1. Understand
10 Things To Know Before Applying For A Business Loan Read More »
