How The Government’s New “FedNow” Immediate-Payment System Will Benefit Consumers And Banks Alike
The launch of FedNow marks a great accomplishment — But to realize the full potential of the faster payments system, more needs to be done.
Views
Analysis and points of view on research, trends, issues, ideas and opportunities.
Fatal Flaws In Draft Crypto Regulations From House Republicans Mean Lawmakers Should Start Over
Crypto regulations proposed by House Republicans would help unscrupulous digital asset creators prey upon retail investors.
From Affirmative Action To Reparations: Bridging Racial Economic Inequality
As the Supreme Court strikes down affirmative action, state and local lawmakers are increasingly taking action to repair racial divides through policies designed to address racial inequality.
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Fighting For What’s Right: Alan Jennings On Fairness In An Unjust World
We all look to champions to inspire us. The long, challenging and too-often frustrating work of making a better world can benefit tremendously from understanding the ground-level experiences of our colleagues. It is therefore easy to recommend “The Pursuit of Fairness: Fighting for What’s Right in a World that’s so Wrong,” Alan Jennings’ autobiographical and
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Tenant Screening Systems Are Unfair To Black And Brown People. Here’s What Our Government Should Do About It.
The acute shortage of affordable housing is exacerbating another long-standing problem: Racial discrimination by landlords tenant screening for rental housing.
Understanding The Dire Economic And Health Inequities Facing Transgender Americans
In recognition of Pride Month this June, this piece details the special threats to health equity that haunt the transgender community.
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Don’t Fear The Data: Why The Lawsuit To Repeal Section 1071 Is Wrong
A new Section 1071 lawsuit from banking industry leaders seeks to block small business lending data collection — but its arguments are false and misleading.
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Continued Wage Growth, But A Possible Warning Sign From Black Workers: Race, Jobs & The Economy Update – May 2023
The Black unemployment rate is sometimes seen as a “canary in the coal mine” for the broader economy. When it begins to rise, it may signal a looming downturn.
Connecticut Baby Bonds: The Beginning of Bridging the Racial Wealth Divide?
The $3,000 initial Connecticut Baby Bonds investments are projected to grow to anywhere from $10,000 to $24,000 in value by the time low-income children cash them out in adulthood.
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Backgrounder: Here Are The Social Programs At Risk In The Debt Ceiling Negotiations
House Republicans have lured President Biden into negotiating over the debt ceiling. Here are the devastating spending cuts they want in exchange for not destroying the economy.
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Snapshot: Unemployment And Wage Trends For Black, Latino And White Workers In 2022
The gaps between Black and White unemployment and labor force participation rates are near historic lows.
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BOOK REVIEW: Robert Kuttner’s ‘Going Big’ Is A Playbook For Public Investments, Robust Regulations, And Community Empowerment
When a key crafter of the Community Reinvestment Act speaks, it behooves us all to listen.
2022 HMDA Data: Unraveling The Impact Of Rising Interest Rates On Homebuyers And Lenders In 2022
Home lending to non-wealthy borrowers plummeted, while those who missed out on pandemic-era refinancing scrambled to find other ways to capitalize their homes.
Partnering For Health Equity At The 2023 Just Economy Conference
How can community development organizations collaborate with health care providers to promote equity?
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KeyBank CRA Exam Is An Opportunity To Remind The Industry: Redlining And Broken Promises Are Not “Outstanding”
Community groups are asking Community Reinvestment Act regulators to accurately assess KeyBank’s poor performance and broken promises.