Analysis and points of view on research, trends, issues, ideas and opportunities.
Speakers like Marcia Fudge, Rohit Chopra and many more addressed a wide range of topics from environmental racism to the ongoing banking crisis.
ROUNDUP: Highlights From The 2023 Just Economy Conference Read More »
“I worry that firms may sometimes shortchange this key component of testing,” the CFPB’s Patrice Ficklin said at the Just Economy Conference.
The new abusive practices guideline marks the second time in a week that the CFPB has taken care of some long-unfinished business related to the Dodd-Frank Act.
NCRC will administer Illinois’ new Back to Business grant program for restaurant, hospitality and creative arts businesses around the state.
How To Protect Depositors from Bank Failures? Prevent Banks from Taking Big Risks While it would be appealing to have a clear, singular villain to blame, it took many actors and decisions to set up the conditions that led to three bank failures in the last few weeks. Banks, regulators, depositors and politicians all played a role.
The Simplest Lessons From SVB: Weakened Rules, Too Much Risk Read More »
It’s all too easy to overlook the humanity of our colleagues when we are focused on our work. In honor of Women’s History Month, I’d like to highlight a few of the extraordinary women I have the privilege of working alongside at NCRC.
Leading the Way: Celebrating the Women of NCRC Read More »
From the Beltline to MARTA expansion to the 1996 Olympics, Atlanta’s community development planning history provides stark warnings for regulators.
The Racial History Of Planning In Atlanta Sounds Alarm Bells For CRA Reform Efforts Read More »
This data analysis of home lending patterns among Native American borrowers details just one element of the broader legacy of a genocide.
A poorly reasoned court decision threatens to upend key elements of federal fair lending law, inviting lenders to discriminate against would-be borrowers.
Court’s Decision in Townstone Financial Gives A Green Light to Discriminatory Lending Read More »
Economic justice advocates face off against huge and pervasive forces every day in working to build a better world. The enormity of that history can feel overwhelming, especially when assessing national-level data about the problems that National Community Reinvestment Coalition (NCRC) members work every day to cure. It can help to drill down to a
Your government is about to save you a lot of money, though you might not realize it.
Why The Biden-Chopra Crackdown On Credit Card “Junk Fees” Is A Big Deal Read More »
Part 3 in our series examining the impact of banking institutions’ racial equity commitments made in the wake of the murder of George Floyd.
Funding For Racial Equity: Creating Favorable Private Investment Terms For CDFI Lending Read More »
Part Four of a four-part series examining trends in comment letters sent to regulators about pending Community Reinvestment Act reforms.
CRA Comments Review, Part 4: What Did Regulators Hear From Other Policymakers? Read More »
Part two of a three-part series exploring how private funders are and are not fulfilling the racial equity commitments they made following the murder of George Floyd.
Funding For Racial Equity: Accelerate Private Investment In Underserved Rural Areas Read More »
The CFPB’s dissemination of HMDA data is a cautionary tale that must not be repeated in the dissemination of the Section 1071 data.
Data Disclosure Laws Lose Power If The CFPB Makes Data Hard To Use Read More »
