This is one in a series of essays accompanying NCRC’s 2020 analysis that showed more chronic disease and greater risks from COVID-19 in formerly redlined communities. The views and opinions expressed in this article are those of the authors and do not necessarily reflect the views or policy positions of NCRC. Thousands of Black and […]
Pollution in Black neighborhoods part of Louisville’s systemic racism Read More »
A new study compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.
Redlining and Neighborhood Health Read More »
Parts of the Bay Area, particularly San Francisco and Oakland, have been subject to some of the highest rates of gentrification in the nation, according to a new study by the National Community Reinvestment Coalition.
The Stanford Daily: Pandemic hits housing affordability where it already hurts Read More »
In California, the ride-hailing company is changing a policy used as a safeguard against driver discrimination against low-income and minority riders.
CityLab: Did Uber Just Enable Discrimination by Destination? Read More »
September 17, 2019 The Honorable Jerome H. Powell Chairman, Federal Reserve Board of Governors 20th Street and Constitution Avenue, NW Washington, DC 20551 The Honorable Joseph Otting Comptroller of the Currency 400 7th Street, SW Washington, DC 20219 The Honorable Jelena McWilliams Chairman, Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 Dear
Letter to Regulators on Proposed CRA One-Ratio Reform Read More »
November 19, 2018 Reforming the Community Reinvestment Act Regulatory Framework Docket ID OCC-2018-0008 To Whom it May Concern: The undersigned groups maintain that the Community Reinvestment Act (CRA) has been one of the most valuable laws for increasing access to capital and credit for low- and moderate-income (LMI) communities. Any CRA reform effort
Reforming the Community Reinvestment Act regulatory framework Read More »
The present, however, can be brutal. To my mind, the week’s most important tech story was the slaying of an 18-year-old woman at a BART station in San Francisco’s East Bay, just a few miles from Silicon Valley, as she was getting off a train. Nia Wilson was traveling with her older sisters Lahtifa and Nishiya when, in a shocking act of terror, a man slashed her neck. She died at the scene. Lahtifa Wilson was wounded. A transient with a history of violence has been arrested.
How does this relate to tech?
The New York Times: The week in tech: inequality rising Read More »
(Download PDF) June 13, 2018 Dear Chairman McWilliams, Comptroller Otting, and Chairman Powell: Since 1977, the Community Reinvestment Act (CRA) has driven inclusion and equity in the financial markets. The act compels banks to serve the credit needs of their communities. It became an indispensable tool for historically marginalized communities excluded from the financial mainstream.
Sign-on letter regarding CRA regulatory reform Read More »
The undersigned civil rights, fair housing, consumer, and community organizations write to highlight our strong concerns with Section 104 of S. 2155, “the Home Mortgage Disclosure Act Adjustment and Study”. The tiered reporting proposed in Section 104 for banks and credit unions would undermine efforts to ensure that the nation’s mortgage lenders are serving all segments of the market fairly. The provisions would exempt 85% of depositories from the updated reporting required by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank).
The undersigned civil rights, fair housing, consumer, and community organizations write to highlight our strong concerns with Section 104 of S. 2155, “the Home Mortgage Disclosure Act Adjustment and Study”. The tiered reporting proposed in Section 104 for banks and credit unions would undermine efforts to ensure that the nation’s mortgage lenders are serving all segments of the market fairly. The provisions would exempt 85% of depositories from the updated reporting required by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank).
