Rosemary Ramirez

Senior Civil Rights Investigator
rramirez@ncrc.org  202-464-2298

Rosemary (Rose) Ramirez is the Senior Civil Rights Investigator for NCRC. As a first generation Mexican-American, she is a civil rights advocate to her core and committed to fighting for equality for underserved groups. Prior to joining NCRC, she worked as the Fair Housing Program Manager at Community Legal Services of Mid Florida in Orlando, FL.  She brings years of experience in Fair Housing training, enforcement and advocacy. In addition, her background includes experience in managing federal grants, writing grant proposals and community organizing.

Rose earned both her Bachelors and Masters at the University of Florida.

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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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