Research_Report

Lending

Hispanic Mortgage Lending 2019 Analysis

The report revealed dramatic differences in the costs and lending patterns for different subgroups of Hispanic borrowers, such as Cuban, Mexican and Puerto Rican borrowers. It also found that most Latino borrowers get their mortgages from non-bank mortgage companies and not from banks

Racial and Ethnic Representation and Investment Framework

RERI

Racial and Ethnic Representationand Investment Framework  A Research Report and Recommendationsfor Beneficial State Foundation — OVERVIEW Key steps to improve a bank’s racial and ethnic demographics within their internal workforce, and methods to improve a commitment to diversity, equity and inclusion. — Key Takeaways Although African Americans comprise over 13% of the national population, and …

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Small Business

Lending Discrimination within the Paycheck Protection Program

Lending Discrimination within the Paycheck Protection Program Anneliese Lederer, Director of Fair Lending Sara Oros, Program Coordinator, Fair Housing/Fair Lending In collaboration with: Dr. Sterling Bone, Professor of Marketing, Utah State University Dr. Glenn Christensen, Associate Professor of Marketing, Brigham Young University Dr. Jerome Williams, Distinguished Professor and Prudential Chair in Business, Rutgers University Before …

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Gentrification and Disinvestment 2020

Gentrification and Disinvestment 2020 COVID-19 struck a nation that was already mostly struggling. Do Opportunity Zones benefit or gentrify low-income neighborhoods? Jason Richardson, Director, Research & Evaluation, NCRC Bruce Mitchell, Ph.D., Senior Research Analyst, NCRC Jad Edlebi, GIS Specialist, NCRC June 2020 EXECUTIVE SUMMARY COVID-19 exposed deep economic and social fault lines nationwide, with profound implications …

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Disinvestment

Disinvestment, Discouragement and Inequity in Small Business Lending

Disinvestment, Discouragement and Inequity In Small Business Lending Amber Lee, Fair Lending Manager, NCRCBruce Mitchell, PhD., Senior Research Analyst, NCRCAnneliese Lederer, Director of Fair Lending & Consumer Protection, NCRC In cooperation with:Jerome Williams, Rutgers University; Sterling Bone, Utah State University; Glenn Christensen, Brigham Young University (Download) [lwptoc] Executive Summary Small businesses are vital to the …

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Howard Theater, Washington, D.C.

Shifting Neighborhoods: Gentrification and Cultural Displacement in American Cities

Shifting Neighborhoods Gentrification and cultural displacement in American cities [mashshare]   Jason Richardson, Director, Research & Evaluation, NCRCBruce Mitchell, Ph.D., Senior Research Analyst, NCRCJuan Franco, Senior GIS Specialist, NCRC March 19, 2019 EXECUTIVE SUMMARY Gentrification is a powerful force for economic change in our cities, but it is often accompanied by extreme and unnecessary cultural …

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